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LATAM Property Broker

Job description

An excellent opportunity has arisen to join a leading international property team focused exclusively on Latin American (LATAM) property risks. This role will concentrate on structuring and placing complex and catastrophe-exposed property insurance solutions for clients with assets and operations across Mexico, Brazil, Chile, Colombia, Peru, Central America, and the Caribbean LATAM markets.


You will work with a specialist team recognised for its deep understanding of LATAM catastrophe perils, regulatory environments, local market dynamics, and cross-border program structures, providing access to London and international markets where local capacity or technical expertise is limited.


We work with a diverse client base including direct insureds, retail and wholesale brokers, and insurance companies, delivering bespoke solutions for complex LATAM property risks.

Key Responsibilities:

  • Devise and execute placement strategies for LATAM-only property portfolios and single-location risks
  • Structure and place primary, layered, and complex property insurance programmes
  • Deliver tailored solutions ranging from single-risk placements to portfolio, program, and facility structures
  • Advise on coverage design for catastrophe-exposed LATAM risks (earthquake, windstorm, flood, volcanic, etc.)
  • Review and optimise existing insurance structures to improve coverage, capacity, and cost efficiency
  • Work closely with underwriters, brokers, and clients across Latin America and the London Market
  • Support relationship development with key LATAM-producing brokers and clients

Lines of Business Include:

  • Property Damage & Business Interruption (All Risks or Named Perils)
  • Standalone Catastrophe Covers (Earthquake, Windstorm, Flood)
  • Deductible Buydowns & Coverage Carveouts
  • Construction & Engineering (CAR/EAR)
  • Machinery Breakdown
  • Contractor's Plant & Equipment (CPE)
  • Parametric Insurance Solutions for LATAM perils

Requirements:

  • Property placing experience in the London Insurance Market
  • Demonstrable, hands-on experience placing LATAM property risks
  • Strong technical understanding of LATAM catastrophe exposures and local market conditions
  • Proven ability to structure complex or non-standard insurance solutions
  • Excellent communication skills with global and LATAM-based stakeholders
  • Spanish and/or Portuguese language skills highly advantageous

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Our Diversity, Equity and Inclusion Mission

At IDEX, we strive for an inclusion-first company culture where everyone is treated fairly and can bring their authentic selves to work. We recognise and acknowledge that diverse representation at every level of our business requires continuous and measurable effort. We are committed to driving conscious inclusion across our business and creating equitable pathways.