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Looking to grow or exit your business?

Our mergers and acquisitions experience of 100 combined years means our specialists have strong UK and international connections with owners, CEOs and Managing Directors looking to acquire or exit their business. We offer a range of impartial solutions which we tailor to your objectives to ensure the best outcome for you.

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OUR M&A EXPERTISE

With an established network of over 40,000 UK and international businesses and over 100 combined years of Mergers and Acquisitions experience, we provide impartial best-in-class M&A solutions. Over the past couple of years our specialists have introduced our clients to over £750 million GWP of opportunity and added over £100 million of value to firms. Whether you’re looking to grow through acquisition or planning an exit, our specialists know the market inside out.

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750m

GWP of opportunity introduced to clients

100m

of value added to UK and international companies

1000s

of businesses in our network

100+

combined years of M&A experience

OUR M&A PARTNERS

Our strong network of over 40,000 businesses across the UK, Europe, US and Middle East means we have established, trustworthy relationships with Managing Directors, CEOs and Private Equity firms, often looking to acquire or sell. We’re proud of the reputation we’ve built and how firms return to us again and again for help with their business growth.

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MATCHING YOU TO THE RIGHT BUSINESS

  • 01

    ANALYSIS

    Our specialists conduct a detailed analysis and assessment of your business, including a financial valuation and growth trajectory. This helps to identify areas of opportunity and investment.

  • 02

    STRATEGY

    Once we understand how your business works and what your long-term goals are, we compile a detailed strategy. This includes set milestones with timescales and clear expectations.

  • 03

    MARKETING

    A detailed marketing strategy is crafted to effectively differentiate your business to potential buyers. We also introduce clients to tax, accounting and legal specialists for guidance.

  • 04

    OPTIONS

    We establish a panel of suitable businesses with mutually aligned values and cultures. Essential background information and data is provided to help clients select their preferred options.

  • 05

    FEEDBACK

    Dedicated support is provided to help our clients carefully assess options. Our specialists then work with clients to progress next steps and secure any offers from compatible businesses.

  • 06

    SUPPORT

    IDEX provide dedicated support throughout the process, offering guidance on all due diligence. We ensure issues are dealt with promptly, acting as an intermediary until contracts are signed.

"​Graeme was fantastic! I felt he really listened to me, was proactive and super helpful. He made sure that I understood that his support did not just end once I got the job, but that I could reach out to him at any time if I felt I needed to. I have already recommended him to a number of people I know and will continue to do so!"

Graeme Winn, Managing Consultant, Financial Services

Graeme Winn, Managing Consultant, Financial Services

​“My experience with Charlotte has been truly exceptional. From start to finish, she was consistently supportive, proactive, and genuinely invested in my success. Her positive attitude and approachable nature made the entire process smooth and reassuring. It never felt like just a job to her—she truly had my best interests at heart and went above and beyond to ensure I had everything I needed and felt confident every step of the way.”

Charlotte Faherty, Senior Consulting, Financial Services

Charlotte Faherty, Senior Consulting, Financial Services

​“Drew seems to know everyone. We have been very impressed with the candidates he introduces, and we have made hires as well. We have just made a replacement hire with a candidate Drew introduced. Drew not only identifies candidates but he qualifies them based on our unique needs, filters and presents them in such a way that is a huge time saver, in addition to finding folks we would never have reached. Through his activities sourcing yacht candidates for us and others, he identifies personal lines high net worth experts as well. As I mentioned, doing this for so long I was sure that I already knew everyone…how wrong I was. I highly recommend a call to Drew.”

Drew Crawford, Business Director, General Insurance

Drew Crawford, Business Director, General Insurance

​“You have been an invaluable partner to us in sourcing talent. Your proactive approach has greatly contributed to our success in filling recent vacancies by consistently delivering quality candidates who’s skills and experience align very well with our needs. Your efficiency and professionalism have made our recruitment process a lot smoother and I would highly recommend your services to any organisation seeking a reliable recruitment partner.”

Michelle Paish, Business Manager, General Insurance

Michelle Paish, Business Manager, General Insurance

​“IDEX continue to demonstrate their skill in sourcing and introducing high quality broking businesses that are aligned strategically and culturally with Clear. Buyers and sellers interests are fully understood and well managed throughout the process, leading to very successful outcomes for all parties” says Paul Beck, M&A Director, Clear Insurance Management.

Colin McKenna, M&A Specialist

Colin McKenna, M&A Specialist

​“IDEX has been an absolute pleasure to work with; specifically Dan Griffiths. They listen to our needs and search for quality candidates whose experience align with our open roles. They are responsive and provide frequent follow ups on open items. Great customer service all around. I would highly recommend using IDEX to any organization who needs assistance with staffing.”

Dan Griffiths, Business Manager General Insurance

Dan Griffiths, Business Manager General Insurance

​“Meena was exceptional throughout the entire process and made the move go very smoothly. She provided excellent advice and assistance throughout.”

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

"​From the moment you meet Alison she makes you feel at ease, and she really took time to listen to the types of roles I was interested in. Alison asked me a range of questions to get to know me, my strengths and my ambitions and then very quickly managed to short list a range of roles that all very much fit the profile I was looking for. Alison kept in touch with me during the end to end recruitment process, offering help, support and encouragement and I am really delighted to have found the perfect role for me as a result! If you are looking for a recruitment partner I would not hesitate to recommend Alison for either search and selection or recruitment partnership. A very enjoyable experience from start to finish as a candidate and a really nice person to be connected with too. 5 stars and a huge thank you Alison!”

Alison MacMillan, Executive Director Financial Services

Alison MacMillan, Executive Director Financial Services

​“I just want to say thanks so much again for your help. I know you were just doing your job, but this is literally a life changing opportunity for me. This has opened doors for me to provide more for my family. From the bottom of my heart, I truly appreciate you and everything you’ve done.”

Drew Crawford, Business Director Marine/Transportation

Drew Crawford, Business Director Marine/Transportation

​“I found Lisa friendly, attentive and very efficient. She kept me in the loop every step of the way, from client overview to interview and onboarding assistance. I would wholeheartedly recommend getting in contact with her if you are looking for a job change!”

Lisa Williams, Client Delivery Manager General Insurance

Lisa Williams, Client Delivery Manager General Insurance

​“I would like to provide a special thanks to Allison who supported the development of my career and found me a fantastic opportunity. Her communication was excellent and having spent 3 weeks in my new position, I am very pleased I engaged with her in securing this position. Having such a great experience with Allison, I will highly recommend your services to anyone in the industry who is looking for a new role”

Allison Marshall, Client Partnership Director General Insurance

Allison Marshall, Client Partnership Director General Insurance

​"Meena was absolutely excellent! Hopefully I don't have any need to use her services anytime soon, but if I did, I would contact her in a heartbeat. I would definitely recommend Meena to any friends or family who are looking to change jobs. She kept in touch regularly and provided me with plenty of advice before interviews.Meena is extremely efficient and supportive. She listened to my views on what kind of role/firm I was looking for. She organised 5+ interviews so quickly. She caught up with me after each interview and kept in touch during the periods where I was waiting to hear from the employers. Even if there was no update, Meena kept in touch to let me know she was chasing for responses.Before starting my new job, Meena kept in contact to make sure the whole onboarding process went smoothly and she checked in even after I started to make sure all was okay. Highly recommend. Thanks Meena!”

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

​“Meena is a first class consultant who gets to know what the client wants and matches them with the perfect job. I have recommended Meena to many colleagues over the years and will continue to do so. She has been fantastic and I wouldn’t trust another consultant as much as I trust Meena to find the correct role.”

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

“I couldn't recommend Ashlea enough, from the start of the recruitment process to the end she has been amazing. She is not only professional but very personable and makes what can be a daunting decision much easier.I really don't know how Ashlea has the time to offer such a personalised experience, throughout the process I felt I was the only person she was looking after. Even when I had accepted the role she was still in contact to ensure everything went smoothly, she is really by your side from start to finish to ensure the decision you make is what is best for you.Can't thank Ashlea enough, she is a true expert in her field, and is a pleasure to deal with.”

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

"I cannot rate Ashlea highly enough and would definitely recommend her to anyone thinking about their career options. Her knowledge of the employee benefits industry, being able to match candidates to the needs of her clients, and her ability to understand what you are looking for is second to none. The support I received from Ashlea during the interview and recruitment process was fantastic, I honestly felt like I was the only candidate that she was dealing with and nothing was too much trouble for her”

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​“From the minute I started to look into the next step of my career, Ashlea has been fab in terms of listening to what I wanted to explore, was very supportive and created opportunities for me. She has helped me gain my preferred role. Throughout the process, Ashlea kept me updated and always responded quickly. She was open with all the feedback and is very passionate about helping her candidates. Also, ensuring a good client/ candidate match. She’s definitely a recruiter who is on your side!”

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​“Ashlea provided me with the most support in identifying, preparing for and transitioning to a new role, I have ever had. I would always recommend Ashlea to anyone looking for a new role”

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​“Ashlea has amazing knowledge and insight of the employee benefits industry. Ashlea provides practical and realistic advice and is extremely proactive in the way she works. Throughout the whole process Ashlea was reassuring, had my best interests at heart and looked after me as a candidate, more than I have ever experienced with other recruiters”

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​“Thank you for all your help, Louise! Must say I’m very impressed with you and the way you have been so on the ball and efficient. I have registered with a few recruitment services and not one of them got back to me after my initial contact, but you have been amazing!”

Louise Bibb, Regional Manager Financial Services

Louise Bibb, Regional Manager Financial Services

​“Lynn was amazing and had me set up with interviews within a day or two. I wouldn’t have managed this myself and I am so very grateful for all of her help and support during this process.”

Lynn Wilson, Senior Consultant Financial Services

Lynn Wilson, Senior Consultant Financial Services

​“Alex was amazing from the get-go, she was really friendly and helpful and managed to secure me a few offers - all different, which was good as it gave me options. In the end, I went to Verlingue who have been great so far. I would highly recommend any of my friends to speak to Alex in the future, she was just amazing from start to finish and even took the time to see how I was settling in. Thanks again Alex."

Alex Callinan, Managing Consultant General Insurance

Alex Callinan, Managing Consultant General Insurance

​"Rhys is highly knowledgeable about the legal industry and goes the extra mile to ensure both the candidate and employer are the right fit. At all stages of the recruitment process, Rhys set himself aside from other recruiters through his great communication skills, connections with firms, and hard work. These qualities are highly appreciated in what can be a stressful time for the candidate. I highly recommend other legal professionals to use Rhys when they want to find a job, either inside or outside of London."

Rhys Elliott, Senior Consultant Legal Private Practice

Rhys Elliott, Senior Consultant Legal Private Practice

"​Ashlea spent three years trying to contact me - that is tenacity!! It paid off because when I was ready to leave my job her name was very familiar to me, so I was happy to have a chat. She does her homework and does not try to fit a round circle into a square hole. She actually takes time and care in selecting the right candidates for the roles she has and therefore both parties are happy with the outcome. She was incredibly professional and responsive making sure that the interview and enrolment process was moving forwards quickly. She builds rapport easily and consequently, I find her very easy to talk to. Would highly recommend. Thank you Ashlea - I am happy to be working again!"

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​"Rhys has a thorough understanding of the legal market and provided invaluable assistance during my job search. I really enjoyed working with Rhys and would highly recommend him to anyone looking for a new legal role.”

Rhys Elliott, Senior Consultant Legal Private Practice

Rhys Elliott, Senior Consultant Legal Private Practice

​“As a need arose within Piiq Risk Partners to appoint an Aviation Broker in Chicago, we instructed Drew to help us find a suitable individual who would not just suit the role specification, but would fit into the culture within our business.We found Drew to be highly professional, he knew his market very well, despite being based in the UK. He identified a number of impressive candidates and we have since made an appointment on an individual who ticked all the boxes.”Kevin Wagner, Partner, Piiq Risk Partners

Drew Crawford, Business Director Marine/Transportation

Drew Crawford, Business Director Marine/Transportation

​"I am pleased to be able to say Ashlea sourced, recommended and ultimately helped me to secure a superb position last year. She works extremely hard for her candidates and is in constant contact throughout the whole process.Subsequently she has continued to help us with new and vacant positions, counselling on the market and best approach for success.I have no hesitation in recommending Ashlea, whether you are looking for a position, or a business that needs one filled."

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​"I worked with Ashlea when looking for a new position. I found Ashlea to be very proactive and was able to source many opportunities for me, with a variety of different companies.It took a lot of the pain away from looking for a new position, a lot of recruiters will offer you one opportunity and that will be it, whereas with Ashlea, she was able to offer me a variety of different companies and had a point of contact with the majority of the companies I was interested in working for.She is very down to earth, very relaxed and takes a genuine interest in getting to know the candidates. I would strongly recommend anyone to work with Ashlea if they are looking for alternative employment."

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​"Ridiculously intuitive, Lisa understood what I was looking for in a role and employer and has always worked with me to find the best fit for me.Lisa gets an understanding of who you are and what you are looking for and has never just treated me like a candidate and wants to ensure you find the right fit.Whilst I hope to have found my forever home, I would recommend working with Lisa to find yours. She listens and hears more than you say.Thank you Lisa.”

Lisa Williams, Client Delivery Manager General Insurance

Lisa Williams, Client Delivery Manager General Insurance

​"I can't thank Alison MacMillan enough for her dedication and professionalism in helping me to secure a fantastic new role with one of the top companies in the UK. Friendly and approachable, she has been extremely supportive throughout the whole journey.She is extremely proactive, knowledgeable, polite, and supportive. She has a genuinely positive, can-do attitude and worked with me to better understand the roles that I was genuinely interested in - rather than blindly sending lists of unsuitable vacancies. Highly recommend."

Alison MacMillan, Executive Director Financial Services

Alison MacMillan, Executive Director Financial Services

​"I have worked in partnership with IDEX frequently over the last 15 years and they have always delivered. In a recent recruitment project, Lisa took the time to properly understand the brief both in terms of the skill set required but more importantly understanding the ‘fit’ of the candidates to the organisation and culture that the roles require.She displayed a methodical and organised approach and always kept me appraised of progress; both good and the bad, that helped us adapt to the demands of a very challenging environment, where there is strong competition for great talent. IDEX quickly and efficiently narrow down to a shortlist of suitable candidates, of which I am delighted to say has contributed to the delivery of recruiting a great fit to some highly talented teams over the years. I have always been satisfied with both the process and the end result! Thank you IDEX and long may it continue.”

Lisa Williams, Client Delivery Manager General Insurance

Lisa Williams, Client Delivery Manager General Insurance

​"I can't thank Alex enough for the support and encouragement he gave me to secure my new job role. He really listened to what I was looking for, matched me with a great opportunity, and coached me throughout the application/interview process. Alex is professional yet approachable and would highly recommend him to anyone looking for work in Financial Services."

Alex Merrick, Business Manager Financial Services

Alex Merrick, Business Manager Financial Services

"​Rhys was brilliant. He was efficient and knowledgeable and by far the best Recruiter I have ever encountered. He listened to what I wanted and my experience and secured interviews with firms that fit my wants. He never distributed my CV to thoughtless firms and he seemed to genuinely care for my new role hunting. I couldn’t recommend Rhys more if I tried. I hope I never have to use him again, but if I do, I wouldn’t think twice."

Rhys Elliott, Senior Consultant Legal Private Practice

Rhys Elliott, Senior Consultant Legal Private Practice

​"Alex invested a great amount of time in getting to know me and helping me find a suitable role.Throughout the process, Alex remained in regular contact, and I valued having somebody I could talk to about the anxieties that you might typically face when considering a big move.Thanks to Alex, I've found the perfect role with an excellent company and look forward to getting my feet firmly under the table."

Alex Merrick, Business Manager Financial Services

Alex Merrick, Business Manager Financial Services

"​Louise, and the wider team at IDEX, has and continues to be a great partner for Amber River. Louise has gone to great lengths, building key relationships not only with our Central HR Team but also with each of our individual businesses, providing tailored, knowledgeable guidance and support. I know I don't even need to be involved in conversations between Louise and our hiring managers, I'm confident in both her abilities in recruiting within financial services but also her stakeholder management. We have only had great feedback and praise for Louise and the rest of the Team at IDEX and will continue to partner with them."

Louise Bibb, Regional Manager Financial Services

Louise Bibb, Regional Manager Financial Services

​"There is one word that best describes Lisa and that is Amazing! Her passion and enthusiasm are infectious and Lisa really does show that she is interested in the best possible outcome for her clients. Lisa is an absolute credit to her company and her clients and I am extremely pleased to have worked with Lisa, which resulted in me finding my dream job!Lisa is engaging and supportive and really takes time to understand what is needed to get the right match for the candidate and the company. The whole process was great and this is down to Lisa's commitment to offering a great service.I know Lisa worked very hard for me and did a great job in updating and supporting me through the process, I really am forever grateful for her support and I would recommend Lisa to everyone over and over as she really is a superstar!"

Lisa Williams, Client Delivery Manager General Insurance

Lisa Williams, Client Delivery Manager General Insurance

"​James Salmon was absolutely fantastic from start to finish. He took the time to listen thoroughly at the start of the process, advising which potential placements were more likely to meet my requirements. He kept me well informed with any progress and I had excellent pre-interview discussions and advice. James always followed up with me after an interview both before and after speaking to the interviewer. I am incredibly grateful for his service, it has made a daunting process far more manageable, and should I decide to move on in the future he'll be the first person I call!"

James Salmon, Business Manager Financial Services

James Salmon, Business Manager Financial Services

​"Ashlea helped me to find my current role with Towergate and was a pleasure to deal with throughout the process. She works with candidates to identify the right fit and keeps in touch with regular updates. Her focus is on building relationships rather than just placing a candidate. I would (and have) whole-heartedly recommend partnering with Ashlea."

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

"Earlier this year I had the pleasure of dealing with Allison Marshall from IDEX Consulting with regard to a new opportunity/role.I had previously worked for a specialist insurer for 20 years, so this was always going to be an extraordinarily difficult and somewhat brave move for me.Allison was absolutely fantastic in supporting me throughout the process. I cannot express just how brilliant Alison has been both in presenting the opportunity, supporting me through the recruitment process, and indeed afterward.I am pleased to report I am doing really well in my new job and the opportunity was everything Allison said it would be. I am absolutely confident in the decision made and I would like to express my sincere thanks to Allison and the IDEX team for their professionalism and support throughout."

Allison Marshall, Client Partnership Director General Insurance

Allison Marshall, Client Partnership Director General Insurance

​"I have worked with Ian for a good part of 2022 on a collaborative project to recruit high quality candidates for vacancies at NIG. I value the pace at which Ian works, as we both recognise that this is important within the current climate and there is no room for unnecessary delays. Ian is hungry for business, seeks to genuinely understand the role he is looking to place a candidate into, and is honest when he feels someone may not be the right fit. All qualities of a successful recruitment partner. I wouldn’t hesitate to work with Ian again on a similar project, or to recommend him to anyone else."

Ian Kennelly, Regional Manager General Insurance

Ian Kennelly, Regional Manager General Insurance

​"Both Jayne and Lisa were fabulous, they were clear and supportive all the way through, and helped me negotiate through a very new experience. I had been in my previous company for 23 years so it was a daunting experience to look elsewhere and take that lunge. Jayne and Lisa were both knowledgeable and really considerate of how I felt through the whole process. Making it simple and as stress free as possible. I couldn't compliment them both anymore and have already recommended them to friends and colleagues as people to go to if they decide to move."

Lisa Williams, Client Delivery Manager General Insurance

Lisa Williams, Client Delivery Manager General Insurance

"​The whole process was brilliant with a few potential opportunities presented to me. I hadn’t interviewed for 6 years so I felt a bit out of practice but James helped my confidence to not only complete but enjoy the interview process. I received great guidance for the assessment center day on how to and how not to come across and the type of questions I should ask and be asked."

James Salmon, Business Manager Financial Services

James Salmon, Business Manager Financial Services

"​Michelle is my go-to recruiter, she delivers honest and clear advice on candidates. Her approach is one that works for us and I have been lucky to have her recruiting for my team over the past 5 years, she recruits my team and as we grow, she will continue to do so for us and the wider business. She is an absolute star and we have consistently turned down any approaches from other recruiters because her practical, professional, and personal approach is unrivaled. Also, she absolutely makes me laugh!"

Michelle Paish, Business Manager General Insurance

Michelle Paish, Business Manager General Insurance

​"Ashlea recently placed me for a role within the Employee Benefits industry and I cannot speak highly enough of how helpful Ashlea has been throughout the process. She really took the time to understand what role would be best for me based on my experience and always acted in my best interests which was a refreshing approach in a competitive industry. From start to finish she checked in with me to keep me updated at all stages and ensured that I was fully prepared for my interview. Certainly the best I have worked with to date and would highly recommend to anyone within the Employee Benefits industry that is looking for a new role."

Ashlea Walton, Client Director Financial Services

Ashlea Walton, Client Director Financial Services

​"The experience was very positive, never an easy decision to change roles/firm but, I was able to make informed decisions because of the support Louise showed me throughout, thanks again IDEX!"

Louise Bibb, Regional Manager Financial Services

Louise Bibb, Regional Manager Financial Services

"​Alex has been fantastic throughout the whole recruitment process. He has supported me at every step and was more than happy to pick up the phone and discuss any questions I had and offer his expertise on numerous occasions. He is a very experienced recruiter and this comes across in his understanding of the industry. His explanation of the role was very accurate and was exactly what I was looking for. He made sure that the role was going to be suitable for me by asking relevant questions and really listening to what was important to me and for my career. I found this a refreshing approach and I couldn't be happier with the outcome. I would highly recommend Alex for anyone looking to progress their career in financial services."

Alex Merrick, Business Manager Financial Services

Alex Merrick, Business Manager Financial Services

​“A few months ago, we recognised the need for a Marine business development manager for the USA, recruiting and retaining producers for our business, and we set Drew the task of finding the right individual.In no time at all, Drew presented us with 7 high quality candidates, all of whom would have done justice to the role.During the process, it became clear that the position was really a 2 person role and Drew quickly adapted to the new circumstances. This did mean that one of the positions would not be quite as attractive to the candidates, but Drew quickly understood what needed to be done and in no time we had interviewed and recruited the people we needed.Drew’s work didn’t stop there, however. With all offers of employment come questions, obstacles and, inevitably with this calibre of candidate, counter offers and alternative persuasions. Drew dealt with all this for us and has now delivered 2 high quality individuals who will be committed to our business.We can’t speak highly enough of Drew.”

Drew Crawford, Business Director Marine/Transportation

Drew Crawford, Business Director Marine/Transportation

"​Alex approached me about a fantastic opportunity to further my career - I cannot recommend him strongly enough very professional and also personally caring, no hard sell - if he says he’ll call you back, he does! If you’re thinking of changing jobs, you could do a lot worse than speak to Alex."

Alex Merrick, Business Manager Financial Services

Alex Merrick, Business Manager Financial Services

​"Meena has recently assisted me in finding my current role. Her knowledge and professionalism are exceptional, not to mention her invaluable support and sound advice in every stage of the process. I cannot recommend Meena enough."

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

"​Working with Alex has made me see the value in working with a recruiter. He not only showed me a great opportunity but also helped me understand more about the role and the company. He clearly knew his client very well and kept me updated regularly on what to expect and next steps throughout. I would not hesitate to recommend working with Alex and definitely worth at least having a conversation with him."

Alex Merrick, Business Manager Financial Services

Alex Merrick, Business Manager Financial Services

​"Meena helped place me in my current role in 2021. The service she provided was professional and personal from start to finish. I felt that she really understood what I was looking for. The after care service was also appreciated; we're still in touch and I was so grateful for her support while I was starting in the new role. I would recommend her without a doubt."

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

Meena Bahanda, Business Director and Head of Legal recruitment for Scotland

​"Louise is extremely delivery focussed and committed to delivering a great service. Feedback from the businesses that Louise has worked with has been really positive!Louise has been very good at managing our expectations on the market and the need to focus on our offer – package, hybrid working, commitment to development & growth – and the candidate packs have been well received in the business."

Louise Bibb, Regional Manager Financial Services

Louise Bibb, Regional Manager Financial Services

​“I have had the pleasure of working and forging a healthy working relationship with Adam. I am in a rush for talent, but not for the sake of it, and it's been imperative that the candidates presented are put through a strong three stage due diligence process. Out of the four candidates presented for one role, we had offer letters to three, and one other strong candidate's salary request proved to be a deal breaker. The market Adam operates within is vicious; the war on retention of talent meant candidates rescinded on their words, despite Adam going through a vigorous validation process."

Adam Burns, Client Director General Insurance

Adam Burns, Client Director General Insurance

"​It has been an absolute pleasure working with Matt. From the outset, he listened attentively to my personal and professional goals and took the time to understand what I was looking to achieve in my career, my timescales and the type of company I wanted to be a part of. I was extremely conscious of maintaining confidentiality and Matt understood my concerns and was supportive, which was very important to me. He remained on hand throughout the entire process and I felt he not only had my best interests at play but gave me fantastic, impartial advice. His employee – employer matchmaking expertise is second to none and this has been evident with feedback internally. I wouldn’t work with anybody else. I am very thankful I chose Matt with my career move and wouldn’t hesitate to recommend him."

Matt Green, CEO IDEX

Matt Green, CEO IDEX

​"Well first and foremost, for me, was the ease and simplicity of the whole recruitment process. To which I would again take this opportunity to thank you for. From initial direct approach and to the job offer, you have provided invaluable help & support, even when I thought I had messed up the second interview. I am struggling to find any areas that could have been improved upon. I even appreciate the joke when you called with the job offer and I’m glad that you felt we had built up a relationship where you felt comfortable in pulling my leg (it would probably be something I would have done as well)."

Alex Callinan, Managing Consultant General Insurance

Alex Callinan, Managing Consultant General Insurance

​"I would like to thank Louise for the support that she provided to me whilst seeking alternative roles in Financial Services. Louise took time to understand why my previous role had not turned out as expected, what went well and importantly what did not go so well. Time was taken to understand the key elements to any new role, focusing on my main requirements. Time was taken to understand my skills and preferences in identifying roles that would be of interest. Her availability and communication during the process was faultless. Louise knew that it was not just about the salary, but the company, its culture and remuneration was not the main objective. I would have no hesitation in recommending Louise to the many colleagues I have built up during 30 years in financial services."

Louise Bibb, Regional Manager Financial Services

Louise Bibb, Regional Manager Financial Services

"​I have worked with Ian for a number of years now and he is my ‘go to’ person for recruitments needs from junior, entry-level, right through to leadership roles. I find him to be friendly, personable and a great communicator and is a pleasure to work with. When recruiting, it is key to me that I work with someone who communicates regularly, understands the role requirements and also the culture of the company, along with the team dynamics. This is exactly my experience of working with Ian as he consistently identifies candidates that meet the criteria. Not only does Ian understand the demands and needs of our company but he has a strong understanding of the Insurance market and the challenges posed in recent times across UK Regions and London market. All of the candidates onboarded through Ian have been retained in permanent roles with a couple being fast tracked into more senior roles which is a testament to the quality overall and the ‘fit’ of the candidates introduced."

Ian Kennelly, Regional Manager General Insurance

Ian Kennelly, Regional Manager General Insurance

​"Alison kept looking when other recruiters stopped. In this day and age of spam recruitment messages and never ending applications the only person you need is Alison at IDEX. After spending time carefully listening to my requirements and noting down my personal circumstances she endlessly searched and never gave up until she delivered on the job I was looking for. After attempting to use many agencies on LinkedIn I'd all but given up on moving roles until Alison got involved. Now I'm in the job I've been after for years and have no need to speak to recruiters again! I cannot recommend Alison enough."

Alison MacMillan, Executive Director Financial Services

Alison MacMillan, Executive Director Financial Services

​"I would highly recommend using Alison if you are looking for a new role! She helped me find my current position and couldn’t have been more helpful. We had spoken on the phone and Alison really took the time to listen and hear me out. I felt that Alison took into consideration everything I had said and found me the perfect role. I was given interview techniques and advice and found her services invaluable. Alison checked in with me before my interview and also on my first few weeks in my new role. My current role is exactly what I had been looking for and I am grateful to Alison for finding me this position."

Alison MacMillan, Executive Director Financial Services

Alison MacMillan, Executive Director Financial Services

​"Whilst working with Alex, she has shown professionalism as well as a passion for not only SJL’s needs but also for the candidate’s best interests. Whilst providing quality candidates who are of relevance, she has communicated with us at every step of the process ensuring all parties are comfortable and informed. It has been a pleasure to work with IDEX and Alex and I look forward to continuing to work together in future. "

Rob McKechnie

Rob McKechnie

​"I dealt with IDEX Consulting when recruiting a new member for our support team. I was really pleased with the help and advice they provided which resulted in us securing a new member of staff. I was particularly pleased, and grateful, that IDEX listened to my requirements and responded with appropriate candidates, this made the process a lot easier. Thanks IDEX, I look forward to working with you again in the future."

Doug Pritchard, owner PFP Wealth Planning

Doug Pritchard, owner PFP Wealth Planning

"​Emma made a very daunting, complicated process a smooth and effortless one. Emma was always easily contactable outside of office hours and a pleasure to deal with. She fully understood and appreciated what I wanted in my career and acted in my best interests at all times. I would thoroughly recommend Emma to anyone looking change roles."

Emma Delli-Bovi, Business Director Legal Private Practice

Emma Delli-Bovi, Business Director Legal Private Practice

​"Since her initial contact with us last year, Emma has very quickly become one of our top recruitment partners on the PSL by consistently providing us with top quality matches, across all of our departments. She has taken the time to get to know each of our areas and as a result is able to work with very little instruction and think outside the box when need be. She is just the right balance of friendly and professional. Truly a pleasure to work with."

Emma Delli-Bovi, Business Director Legal Private Practice

Emma Delli-Bovi, Business Director Legal Private Practice

"​Emma helped to guide me through a relocation to a new city. She had a number of contacts which opened up some unadvertised roles for me to apply for. She really listened to and provided advice on my concerns, and was never pushy which I really appreciated. She had a friendly and positive approach which also took a lot of the stress out of the process!"

Emma Delli-Bovi, Business Director Legal Private Practice

Emma Delli-Bovi, Business Director Legal Private Practice

​"I was exceptionally fortunate to have Jonathan as my recruiter in my recent experience relocating back to the Middle East. Jonathan was professional and most importantly very responsive. He kept me informed of developments regarding applications and interviews as soon as they occurred. This meant updating me via text, phone call or email nearly every day. Jonathan took the time to understand my career objectives, the type of firm I wanted to work for, the work I was keen to continue doing and the location I wanted to live in. By taking the time to understand my objectives Jonathan put me forward for positions that were most suitable. It was clear that Jonathan had existing relationships with Partners in high calibre firms and understood their needs as well. Jonathan therefore was uniquely aware of positions and opportunities. Jonathan was supportive and encouraging during the interview process and subsequent negotiations. I am now happy in my new position which I feel is a good fit for me both personally and professionally. I can highly recommend Jonathan to both clients and candidates as a leader in the region for recruitment."

Jonathan Turner, Executive Director Legal Private Practice

Jonathan Turner, Executive Director Legal Private Practice

​"Jonathan has assisted us with the selection of candidates for a number of our more challenging roles and I have always found him to be highly customer centric. He is very diligent in his approach and is able to provide us with high calibre candidates quickly which helps us minimise the downtime we experience as a result of any turnover or growth. I would have no hesitation in recommending Jonathan to others who require quality recruitment support."

Jonathan Turner, Executive Director Legal Private Practice

Jonathan Turner, Executive Director Legal Private Practice

​"Jonathan is a consummate professional. He knows the Middle East market inside out and everybody involved in it. Jonathan's client care skills are second to none. He always made himself available for a conversation and happy to offer independent advice and tips about living in Dubai despite it not having any direct benefit to himself. Jonathan will be the first person I get in touch with should I look for a new challenge and he is my recommendation to anyone else looking for the next step up in their career."

Barrister and Senior Associate

Barrister and Senior Associate

"​From start to finish my experience of working with Emma was first class. She was given a difficult task, that many other recruitment consultants couldn’t help with, but by using her excellent recruitment skills and by paying attention to detail she found the right candidate to match the profile I was looking for. I would highly recommend Emma to anyone."

Emma Delli-Bovi, Business Director Legal Private Practice

Emma Delli-Bovi, Business Director Legal Private Practice

​"I contacted Jack to look at opportunities with local firms and he was fantastic exceptional from start to finish. He was proactive which is often not found with my recruitment agencies who just try and fill a job. Jack engaged me with several firms and kept close contact throughout. The icing on the cake was a good luck message on the day of my first new position. I'd highly recommend Jack to anyone seeking opportunities and also for any companies looking for suitable candidates. A little gem!”

Jack Lawlor, Business Manager

Jack Lawlor, Business Manager

​"I have been dealing with IDEX for the last few years and they are one of the best recruitment consultancies I have ever dealt with. In what is a very competitive and cut throat industry, IDEX's professionalism shines through. My consultant immediately understands what type of staff I require, and only sends me CVs for people who can fit the role. Allied to this, they work hard to keep me informed of progress and are very personable to deal with."

Managing Director

Managing Director

​"IDEX Consulting helped with my recruitment needs in finding key hires within the company. They were incredibly proactive in finding candidates and helping with the process from start to finish. The candidates were of high quality and everything is well prepared for interview with excellent feedback."

Kevin White

Kevin White

​"IDEX have worked as a supplier of the Brown Shipley Birmingham office and have successfully completed a number of key appointments for the business. I would have no hesitation in recommending IDEX as a specialist consultancy within Financial Services."

Head of Birmingham Office

Head of Birmingham Office

​"Working with IDEX was one of the most pleasurable experiences I have had whilst working with recruiters! From first contact until they successfully placed me into my new role, they constantly supported me in my application and provided me insightful and genuine feedback. They went above and beyond my expectations and what I have previously experienced from other recruiters and ensured that I was prepared for interviews and provided an approachable but professional service. The service is highly recommended to anyone looking for a recruiter who genuinely cares about your application.”

Corporate Broker

Corporate Broker

​"I’ve known Alex for a number of years and have always found her professional and knowledgeable. She has a huge amount of expertise in the local insurance market and, less commonly, in my specific area of business too. I’ve not known her to push opportunities for the sake of it and, as a case in point, the role she brought to me was ideal and something of genuine interest. I have now been in my current job 3 months and am thoroughly enjoying it – many thanks to Alex and IDEX. I now wouldn’t consider dealing with another recruitment firm and I would highly recommend Alex to all candidates.”

Alex Callinan, Managing Consultant General Insurance

Alex Callinan, Managing Consultant General Insurance

​"IDEX have a personable yet professional approach to representing their clients and sourcing opportunities which match their skills, knowledge and experience. They communicate well at all stages of the process and have a calm yet tenacious approach. A real pleasure to work with and a company I would recommend."

Corporate Account Manager

Corporate Account Manager

​"I have used IDEX Consulting now for 7 years, for all my recruitment needs. Most importantly, they take time to understand the role that you are trying to fill and also to get to know their clients. Therefore, when you receive a CV, you know that the candidate should be suitable for an interview. I will, on this basis, continue to use IDEX and would not hesitate to recommend their services."

Commercial Manager

Commercial Manager

"​Through IDEX, we have found the right people for the right position. They understand client requirements and the market place, which sets them apart from the opposition. IDEX have met all of my requirements and I see them as an important partner for our future development needs."

Mike Hawkes

Mike Hawkes

​"Tasker Insurance Group Limited have worked with IDEX Consulting for a number of key hires. Our business spans Lloyd's Broking, MGA and Retail Broking so it's important we work with consultants who understand the insurance intermediary sector. David Carr and his team have worked hard to understand our business model and this has enabled them to deliver quality candidates to us - a key advantage to our growing business."

CEO

CEO

​"IDEX have been a key partner for us as we pursue our strategy of building and developing our new “Trading” team in Birmingham. We have worked closely with the IDEX team to identify and recruit a large number of key individuals into our business. I have been impressed with the approach of the Senior IDEX team, their market knowledge and most importantly their ability to advise me of the best talent available in the current market. We have received an excellent service, cementing their strategic importance to our business"

Lee Anderson

Lee Anderson

​"Ian has supported me on a number of individual & bulk recruitments, taking the time to fully understand the role & my requirements. Ian has met some difficult deadlines & is consistently dependable and highly professional. Exceptional service at all times from Ian & the team at Idex."

Karen Rolph

Karen Rolph

​"David and his team at IDEX have been instrumental in assisting our growth here at REG over the past 6-12 months. When I joined the business our recruitment strategy was rather archaic and costly, having discussed with David our plans I am pleased to say that he and his team not only delivered on all of our assignments at the highest level, but also in a cost efficient way where we received excellent service and market leading, diverse candidates across all hires. I could not recommend IDEX enough as a Business Partner, after all a business needs to have talent attraction at the core of their strategy"

Paul Tasker

Paul Tasker

M&A INSIGHTS

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General Insurance newsletter Friday 26th September 2025

​​Insurance NewsWhy climate transparency matters more than ever for US insurers - Despite 97% of US insurers disclosing climate strategies, only 29% provide measurable targets, creating a transparency gap that leaves customers vulnerable and unprepared for climate risks. With increasing regulatory pressure and extreme weather events causing billions in damages, insurers must adopt standardised metrics, enhance transparency, and embrace accountability to meet growing demands for climate risk disclosure and ensure customer trust. (IDEX Consulting news, 'Why climate transparency matters more than ever for US insurers')AI insurance skills Lab: level up your knowledge - Looking to boost your work productivity and efficiency but unsure where to start? Join IDEX Consulting on Oct 9th at 1pm BST, for a virtual exclusive, hands-on AI workshop designed specifically for insurance professionals. Reserve your spot here.What's changing in captive insurance regulations - The UK government has announced reforms to its captive insurance framework, including faster authorisation processes, lower capital requirements, and reduced reporting obligations, aiming to make the UK a competitive hub for captive insurers. These changes align with global standards and are expected to attract more captives, boosting the UK’s insurance market and economy, though challenges such as the lack of tax incentives remain. (IDEX Consulting news, 'What's Changing in Captive Insurance Regulations')MGA trends and insights - The global MGA market is experiencing rapid growth, driven by demand for specialised insurance solutions, technological advancements, and M&A activity. However, challenges like capacity constraints and regulatory compliance remain critical, requiring MGAs to diversify capacity sources, embrace technology, and maintain strong broker relationships to sustain growth. (IDEX Consulting news, 'MGA trends and insights')Davies launched its AI Underwriting Workbench to streamline underwriting processes, offering a centralised dashboard, AI-powered automation, and integration with existing systems, aiming to improve efficiency, reduce costs, and enhance risk decision-making. (Kenneth Araullo, 26/9/2025, Insurance Business, 'Davies bolsters tech portfolio with AI Underwriting Workbench launch')Businesses are increasingly adopting AI technologies like machine learning and natural language processing to combat sophisticated cyber threats, with the global AI in cybersecurity market projected to grow from $25.35 billion in 2024 to $93.75 billion by 2030, according to Grand View Research, driven by the need for advanced tools to counter evolving attacks and protect critical infrastructure. (Kenneth Araullo, 25/9/2025, Insurance Business, 'The AI edge: businesses harness new tech to combat cyber threats')Bridgehaven Specialty UK Limited joined the Association of British Insurers (ABI), marking a significant milestone in its development as a hybrid insurer, with its innovative model fostering long-term partnerships with MGAs and reinsurers while contributing to the evolution of the UK insurance sector. (Josh Recamara, 25/9/2025, Insurance Business, 'Bridgehaven Specialty joins ABI')The global cyber insurance market faces slowing growth and falling rates, with premiums growing just 6% annually between 2022 and 2024, down from 40% during the hard market, according to Howden's report, which highlights the need to tap underserved markets like continental Europe to sustain growth amidst evolving cyber threats. (Matthew Sellers, 24/9/2025, Insurance Business, 'Cyber insurance at a crossroads as growth slows and rates fall')Aon's latest market outlook highlights strong insurer competition in the UK during H1 2025, leading to buyer-friendly conditions with rate reductions of 10-20% across most lines, while encouraging organisations to reassess insurance programmes and explore expanded coverage amidst inflation and evolving risks. (Kenneth Araullo, 24/9/2025, Insurance Business, 'Competitive UK insurance market means great news for buyers in H1: Aon')Insify secured €16.3 million in Series B funding, led by Evli Growth Partners, to expand its AI-powered insurance platform for SMEs and freelancers across the Netherlands, France, and Germany, aiming to address underserved markets with tailored, data-driven coverage solutions. (Josh Recamara, 24/9/2025, Insurance Business, 'Insify lands capital injection of €16 plus million')Allianz UK uncovered £92.6 million in insurance fraud during H1 2025, a 34% increase from the previous year, with over 15,800 cases detected across personal, commercial, and specialty lines, leveraging advanced technologies like machine learning and voice analytics to combat evolving fraud schemes. (Josh Recamara, 23/9/2025, Insurance Business, 'Allianz UK uncovers £93M in insurance fraud during H1 2025')A Marsh survey revealed that while 78% of businesses have experienced climate-related impacts, only 38% conduct detailed climate risk assessments, highlighting a significant gap in adaptation investment, with barriers like funding and competing priorities limiting proactive resilience planning. (Josh Recamara, 22/9/2025, Insurance Business, 'Marsh survey finds businesses underinvesting in climate adaptation')​Mergers and AcquisitionsSouth Korea’s DB Insurance is set to acquire U.S. specialty insurer Fortegra in a £1.18 billion deal, marking its boldest overseas expansion into the UK, US, and Europe. The acquisition aligns with DB’s strategy to diversify beyond Korea’s mature market, leveraging Fortegra’s expertise in automotive protection, warranty programs, and niche specialty lines, including its UK operations regulated by the PRA and FCA. (Matthew Sellers, 25/9/2025, Insurance Business, 'Insurer that owns UK’s largest secondary intermediary FCA network bought in massive deal')B.P. Marsh invested £2 million for a 35% stake in Salus, a new UK insurance intermediary group specialising in professional indemnity (PI) cover, supporting its dual broking and MGA platform aimed at addressing constrained PI capacity and providing tailored solutions for SMEs and professionals. (Josh Recamara, 23/9/2025, Insurance Business, 'B.P. Marsh backs new PI intermediary group Salus with £2M investment')Movers​QBE has appointed Hannah Wilkinson as Underwriting Manager – Motor Trade for the UK, effective Oct. 1, 2025; she will oversee the motor trade portfolio, focusing on strategy, customer propositions, and client-broker relationships. Wilkinson, who joined QBE in 2011 from Allianz, brings nearly two decades of industry experience, including her recent role as senior motor trade underwriter. She succeeds Iain Bickers, who is retiring after over 15 years in the position. (Josh Recamara, 26/9/2025, Insurance Business, 'Senior leadership changes at QBE and Aon')Aon has appointed Leon Walker as EMEA Captives Leader, effective Jan. 1, 2026. Walker, who joined Aon in 2022 to lead UK Inpoint, brings nearly 20 years of experience, including senior roles at Willis Towers Watson, Lloyd’s of London, and leadership positions in InsurTech at Instanda and AdvantageGo. In his new role, he will drive strategy, transformation, and growth across Aon’s Captives business in EMEA, reporting to Ciaran Healy, Global Captives Leader, and collaborating with the EMEA Risk Capital team. (Josh Recamara, 26/9/2025, Insurance Business, 'Senior leadership changes at QBE and Aon')Covéa UK has announced a CEO transition, with Georges De Macedo stepping down after nearly two years to return to France and remain on the UK board. Xavier Laurent, joining from Covéa Group, will succeed him, subject to regulatory approval, bringing extensive leadership experience in general insurance to drive the next phase of growth for Covéa UK. (Josh Recamara, 26/9/2025, Insurance Business, 'Covéa UK announces CEO transition')Sompo appointed Cédric Wells, a seasoned insurance professional with over 25 years of experience, as Head of Claims for Continental Europe, where he will oversee claims strategy across eight key markets, leveraging his extensive expertise from roles at Swiss Re and SCOR. (Kenneth Araullo, 25/9/2025, Insurance Business, 'Sompo names Cédric Wells head of claims for Continental Europe')Amiga Specialty appointed James Rasmussen as Managing Director for management liability in the UK and Europe, tasking him with establishing the product line and collaborating with capacity partners, leveraging his extensive experience from roles at Nexus Underwriting, Chubb, and Travelers. (Kenneth Araullo, 24/9/2025, Insurance Business, 'Rasmussen joins Amiga Specialty to lead management liability in UK, Europe')Marsh McLennan appointed Kim Abildgaard as CEO for Denmark, effective October 1, leveraging his nearly 25 years of experience to integrate global capabilities across its businesses and enhance client services, following his role as interim CEO and leadership at Mercer’s European career practice. (Kenneth Araullo, 24/9/2025, Insurance Business, 'Marsh McLennan names Kim Abildgaard CEO for Denmark')Alta Signa appointed Cédric Denysiak as France Country Manager, leveraging his 20+ years of experience in financial lines and specialty insurance to expand the firm's presence in the competitive French market, focusing on opportunities in financial lines, cyber, and marine. (Josh Recamara, 24/9/2025, Insurance Business, 'Alta Signa names new France country manager')DWF expanded its major injury and casualty practice with 27 new hires, including five partners from leading firms, to address growing demand from insurers for expertise in high-value claims, enhancing its capabilities in liability defence, catastrophic injury, and regulatory matters. (Josh Recamara, 24/9/2025, Insurance Business, 'DWF expands injury and casualty practice with 27 new hires')Davies has appointed Adam Warwick as group CIO, effective October 6, to lead its global technology strategy, including AI and cloud infrastructure, as part of its Vision 2030 goals, leveraging his 25+ years of experience in technology leadership roles at Bravura, Aviva, and Zurich. (Kenneth Araullo, 23/9/2025, Insurance Business, 'Davies taps Adam Warwick as new CIO, expands executive team')Synthetik Insurance Technologies appointed Matt Harris as Global Head of Partnerships and Distribution, leveraging his extensive leadership experience at Argo Group and AIG to drive growth and expand the reach of its next-generation modelling tools in the insurance sector. (Kenneth Araullo, 23/9/2025, Insurance Business, 'Synthetik Insurance names Matt Harris global head of partnerships')The British Insurance Brokers' Association (BIBA) appointed Iain Anderson, Founder of H/Advisors Cicero, as a Non-Executive Director, leveraging his extensive public affairs expertise to strengthen broker representation with policymakers and regulators during a period of economic and regulatory change. (Josh Recamara, 23/9/2025, Insurance Business, 'BIBA brings public affairs veteran Iain Anderson onto board')Texel Group strengthened its London team by appointing Josh McCann as Director and Axel Swiderski as Associate Director, leveraging their expertise in credit insurance, political risk, and structured finance to enhance Texel's position as a specialist, independent broker in the growing CPRI market. (Josh Recamara, 22/9/2025, Insurance Business, 'Texel Group strengthens London team with new directors')All information provided in this market digest has been gathered from Insurance Business and IDEX Consulting.

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Why climate transparency matters more than ever for US insurers

Research shows there’s a considerable challenge hiding in plain sight across the US insurance industry. While 97% of insurers now disclose climate-related strategies, fewer than 30% actually provide measurable targets or concrete metrics. This isn't just a paperwork issue - it's a crisis of accountability that's leaving customers vulnerable and businesses unprepared.The latest data from Ceres, a non for-profit advocacy organisation, reveals a stark disconnect. It highlights that “99% of insurers reported on risk management processes, 97% on strategy, 87% on governance, but only 29% disclosed metrics and targets related to climate risks” (Ceres: 2025 progress report, climate risk reporting in the US insurance sector). The timing couldn't be worse. In 2024 alone, 27-billion-dollar weather disasters caused $182.7 billion in damages, whilst the global protection gap is projected to continue to rise 5% to $1.86 trillion throughout the remainder of 2025. The difference between what people need covered and what insurers actually cover is growing at breakneck speed.What this means for customersThis disclosure gap has real consequences for policyholders who are making critical decisions about their coverage.Without concrete metrics, customers can't evaluate whether their insurer is accurately prepared for climate risks. Are rate increases justified by improved risk modeling, or are they disguised profit enhancements? Customers deserve to know.Research shows that the problem could potentially get worse as insurers consider whether they should restrict coverage or exit markets entirely. During May 2024, there were 11 Florida home insurance companies in liquidation, while major insurers including AAA, Farmers and Progressive rolled back coverage availability in Florida (Bank rate: Home insurance crisis: First Florida, now California). As of early September 2025, QBE Insurance announced they were pulling out of the U.S. home insurance market completely, leaving around 37,000 California customers to find new coverage over the next 12 months. The insurer told the California Department of Insurance it's choosing to "narrow its market focus rather than continue operating in what's become an increasingly challenging market”(The insurer: QBE to drop 37,000 policies in California). Builders Reciprocal Insurance Exchange (BRIE) has stepped forward to take over most of QBE's policies as part of the transition.How can customers make informed decisions about their protection when some insurers won't share their risk assessment criteria? Without transparency into how insurers evaluate price climate risks, policyholders are essentially buying coverage blind, unable to compare which companies are genuinely prepared for future weather events versus those simply raising rates without adequate justification.The regulatory responseState insurance commissioners aren't sitting idle. They're moving from requests to requirements. The NAIC Climate Risk Disclosure Survey has narrowed it’s expected response time from insurers. The survey which was issued in July 2025 expected responses to be provided by August 2025. This marks a significant shift, what started as voluntary best practices is now becoming mandatory compliance. Insurers who fail to provide adequate climate risk disclosures could face regulatory scrutiny, market access restrictions, or challenges getting rate increases approved.The survey follows the Task Force on Climate-Related Financial Disclosures (TCFD) framework, which focuses on four key areas: governance, strategy, risk management, and metrics and targets. The last category is where most insurers are failing.The challenge for insurers Many insurers are still figuring out how to measure climate risk effectively. Traditional actuarial models rely on historical data, but climate change has made the past a poor predictor of the future.There's also competitive pressure. Insurers worry that revealing too much about their risk models could give competitors an advantage or spook investors about their exposure levels.But some critics see these excuses as unnecessary. Only 29% of insurance companies reported their metrics and targets in 2024, which Ceres noted was "an urgent concern" considering the billions of dollars in damage from extreme weather events that occurred last year (Ceres: 2025 progress report, climate risk reporting in the US insurance sector).What insurers need to do Experts suggest a more cohesive and thorough approach is needed, outlining the following recommendations:Insurers need to standardize their climate risk metrics –This means agreeing on common definitions and measurement approaches across the industry. The NAIC's Catastrophe Modeling Center of Excellence is a good start, but adoption needs to accelerate.Transparency must become the default – insurers should publish annual climate risk assessments that include specific metrics about their exposure levels, risk mitigation strategies, and performance against targets. Regulators need to enforce meaningful consequences – Disclosure requirements without consequences are just suggestions. State insurance commissioners should link market access and rate approval authority to meaningful climate disclosure compliance.Taking actionAs Ceres highlights, "insurers must move beyond rhetoric and invest in real climate accountability." The disclosure gap isn't just about compliance, it's about whether the insurance industry can fulfil its fundamental promise to provide protection when customers need it most.  The climate crisis won’t wait for insurers to improve their disclosure practices. Every hurricane season, wildfire season, and extreme weather event that passes without proper risk measurement and transparency makes the eventual reckoning more severe.Customers need insurers to explain what risks they face, but also how they're preparing to handle them. The 29% metric gap needs to close, and it needs to close fast.The question isn't whether climate disclosure requirements will continue to evolve, they inevitably will as regulators respond to growing stakeholder demands for transparency. The real question is whether insurers will proactively embrace comprehensive disclosure as a competitive advantage, or find themselves playing catch-up when enhanced regulatory standards become unavoidable.If you’d like more information on the US insurance market or guidance on recruiting the best talent in the market don’t hesitate to contact one of our insurance consultants. ​Sources  Bank rate: Home insurance crisis: First Florida, now CaliforniaCeres: 2025 progress report, climate risk reporting in the US insurance sectorThe insurer: QBE to drop 37,000 policies in California

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General Insurance newsletter Friday 19th September 2025

​​Insurance NewsHow strong is your employer brand? - Companies with a strong employer brand see a significant reduction in hiring costs and time-to-fill, while also lowering annual turnover by up to 69%. Learn how IDEX Consulting could help you strengthen your EVP and employer brand to attract the top 10%. (IDEX Consulting news, 'IDEX EVP Solutions')The Risk and Compliance employment market - Candidates no longer tolerate poor interview experiences, making slick processes essential to attract quality professionals. Jack Johnson, our Risk & Compliance recruiter shares what professionals are looking for in this market and how to attract the very best. (IDEX Consulting news, 'The Risk and Compliance professionals employment market')Looking for M&A support? - Our Insurance M&A specialists discuss IDEX M&A's new sell side offering for brokers and MGAs and how this is different to anything else in the market in our latest video. Find out how IDEX can help you prepare for sale and achieve maximum earn out post sale. (IDEX Consulting news, 'Looking for M&A support?')AI insurance tools - which ones could help you? - Key tools include InsurGPT, Eigen Technologies, and Guidewire. Which ones are you aware of and which ones could help your job? Access our detailed overview to find out. (IDEX Consulting news, 'AI insurance tools - which ones could help you?')Fortegra Insurance UK, a specialty insurer established in the UK and Europe since 2018, has joined the Association of British Insurers (ABI), marking a milestone in its growth journey; known for providing tailored insurance and risk management solutions, Fortegra aims to contribute to industry discussions on regulatory reform, consumer outcomes, and resilience while enhancing its collaboration with peers in the UK market. (Insurance Business, 19/9/2025, 'Fortegra Insurance UK joins ABI')The Lloyd's Market Association (LMA) has released a report highlighting how generative AI (GenAI) is transforming the professional liability landscape, with opportunities to enhance efficiency but also introducing risks like liability for AI errors, data breaches, and regulatory compliance; the report provides guidance for underwriters on assessing AI-related exposures, adapting policy wording, and fostering collaboration between insurers, brokers, and clients to navigate this evolving market. (Josh Recamara, 19/9/2025, Insurance Business, 'AI adoption could reshape professional liability landscape - LMA')EIP, a UK-based embedded insurance provider supporting international brands with over €200 million in gross written premium annually, has joined Brokerslink as its newest affiliate; this partnership highlights the growing momentum of embedded insurance, which integrates coverage into consumer purchases, and positions brokers to differentiate themselves in a rapidly evolving distribution landscape. (Kenneth Araullo, 18/9/2025, Insurance Business, 'EIP joins Brokerslink as embedded insurance gains momentum')Specialist Risk Group (SRG) has opened a new London office in the St Botolph Building, consolidating multiple locations to enhance collaboration and integration across its specialist teams; this milestone reflects SRG’s growth since its 2020 launch, driven by organic expansion and acquisitions, and supports its commitment to the London Market and future development. (Kenneth Araullo, 18/9/2025, Insurance Business, 'Specialist Risk Group opens new London office in St Botolph Building')Uris Group has renewed and expanded its partnership with Zurich, securing a five-year agreement effective October 1, allowing Uris to underwrite up to £55 million in premiums annually for its specialist non-standard household insurance portfolio under the Midas brand, with Zurich providing long-term capacity and support for growth ambitions. (Josh Recamara, 18/9/2025, Insurance Business, 'Uris Group renews and expands Zurich partnership')DUAL Ireland and Hiscox Ireland have partnered to create one of the largest high-net-worth (HNW) insurance providers in Ireland, combining DUAL's underwriting expertise and broker relationships with Hiscox's capacity and reputation to offer tailored coverage for luxury assets like high-value homes, yachts, and private aircraft, while streamlining broker and client services. (Josh Recamara, 18/9/2025, Insurance Business, 'DUAL and Hiscox partnership reshapes Ireland's HNW insurance market')Personal Group reported record insurance sales in H1 2025, with revenue up 11% to £23.3 million and profit before tax rising 68% to £3.8 million. Insurance premium income grew 12% to £38 million, supported by strong retention rates and new partnerships, including an expanded deal with Sage Group. CEO Paula Constant highlighted the group's progress toward its 2030 goals of £100 million revenue and £30 million EBITDA. (Josh Recamara, 17/9/2025, Insurance Business, 'Personal Group reports record insurance sales in H1 2025')Allianz Trade’s Q2 Sector Atlas reveals that 90% of industries now fall into medium-to-high risk zones due to tariff pressures, rising costs, and weakening demand. Sectors like metals, autos, and retail face significant challenges, while tech and AI-linked industries show resilience. Companies are adapting through supply chain rerouting and operational agility, though these strategies carry long-term risks. (Gia Snape, 16/9/2025, Insurance Business, 'Tariff shock leaves 90% of industries in medium-to-high risk zones')The London Market reported £49.3 billion in premium income for 2024, a 1.7% increase from 2023, according to the IUA. Growth slowed compared to previous years, with property remaining the largest business class at nearly 30% of premiums. Treaty business grew 10%, while professional lines declined. The US and Canada contributed over £10 billion, highlighting their growing significance. (Kenneth Araullo, 16/9/2025, Insurance Business, 'London Market sees slower growth as premium income tops £49bn - IUA')Arrow Risk Management and Bridgehaven Specialty UK have partnered to launch a combined technology errors and omissions (Tech E&O) and cyber coverage practice. Led by Graeme King, formerly of Volante Global, the initiative targets tech product and service providers, leveraging Arrow’s MGA platform to deliver tailored solutions. (Kenneth Araullo, 15/9/2025, Insurance Business, 'Arrow Risk, Bridgehaven team up to offer combined tech E&O and cyber coverage')According to The Insurance Brokers & Agents Market Report 2025 by ResearchAndMarkets.com, the global insurance brokers and agents market is projected to grow from $467.3 billion in 2024 to $496.3 billion in 2025, reaching $636.9 billion by 2029 at a 6.4% CAGR. Growth is driven by emerging markets, rising healthcare costs, and digital transformation, with major players investing in technology and M&A to expand capabilities and improve efficiency. (Josh Recamara, 15/9/2025, Insurance Business, 'Global insurance brokers and agents market set to surge')Movers​Marsh McLennan has appointed Renee McGowan as Chief Commercial Officer, International, effective October 1; with over two decades at the company, including roles as CEO of IMEA and senior leadership positions across Australia, Hong Kong, Singapore, New York, and the UAE, she will lead the firm's commercial strategy across six regions, focusing on strengthening client relationships and advancing integrated solutions to address complex risks. (Josh Recamara, 19/9/2025, Insurance Business, 'Marsh McLennan appoints chief commercial officer')Lycetts has announced senior promotions, including Simon Aitken as Head of Office for General Insurance in Newcastle, Cristina Ion as Head of Office in Edinburgh, Dorothy Pigg as Chair of the Commercial Leadership Group, and Toby Heathcoat Amory as Chair of the Household and Private Client Leadership Group; with over 25 years of combined experience at Lycetts, these appointments, alongside the creation of a Chief of Staff role filled by Gill Teasdale, aim to support growth, enhance client service, and strengthen leadership across the UK. (Insurance Business, 19/9/2025, 'Lycetts strengthens leadership team with senior promotions')Following its acquisition by NFP, The Bspoke Group has appointed Ryan Gill (formerly Chief Commercial Officer) as CEO, with Tim Smyth becoming Deputy Chair and Craig Hunter remaining COO. A new retail division unites brands like Police Mutual and Arma Karma, led by Kerry McMahon-White as Retail Managing Director. Andy Talbot (ex-Gallagher) joins as Retail Operations Director, Adrian Ewington becomes Retail Underwriting Director, and Stuart Bromley takes over as Managing Director of Bspoke Private Clients. (Kenneth Araullo, 17/9/2025, Insurance Business, 'Insurance hires: Bspoke Group names CEO, Specialist Risk Group names CCO')Specialist Risk Group (SRG) has appointed Sasa Brcerevic, formerly Managing Director of Aon’s carrier solutions group, as Group Chief Commercial Officer, effective November 1. This follows the recruitment of Neil Nimmo as SRG UK CEO, as the group strengthens its leadership to drive growth and reinforce its position as a specialist insurance group focused on people, culture, and market relevance. (Kenneth Araullo, 17/9/2025, Insurance Business, 'Insurance hires: Bspoke Group names CEO, Specialist Risk Group names CCO')Seventeen Group has appointed Oliver Thorne, currently Managing Director of Specialist Risk Insurance Solutions (SRIS) and formerly of Gallagher and Stackhouse Poland, as CEO effective October 27, 2025, succeeding Paul Anscombe. Thorne brings over 20 years of experience in broking and underwriting, with expertise in team growth, acquisitions, and organic development, as the group continues its expansion backed by IK Partners' recent investment. (Josh Recamara, 17/9/2025, Insurance Business, 'Seventeen Group names new CEO')Arch Insurance (EU) dac has appointed Julien Martins, formerly Regional Product Leader for casualty at AXA XL and with prior senior roles at Liberty Specialty Markets and XL Catlin, as Head of Executive Assurance for France. Based in Paris, Martins will develop the insurer's executive assurance portfolio, providing D&O coverage to corporates, SMEs, and financial institutions across French-speaking markets, including France, Belgium, Monaco, and Luxembourg. (Josh Recamara, 17/9/2025, Insurance Business, 'Insurance moves: Arch Insurance, DUAL Europe, ISC Group')DUAL Europe has bolstered its cyber business with Marek Stanislawski, formerly of Zurich, appointed as Head of Business Development, Cyber Europe, effective Sept. 3, to drive scalable solutions and broker partnerships from Stockholm. Additionally, Erika Chemello and Johan Hedenstedt have been promoted to Head of Cyber Southern Europe and Northern Europe, respectively, overseeing regions including Italy, Ibérica, the Nordics, Ireland, and Benelux, effective Oct. 1. (Josh Recamara, 17/9/2025, Insurance Business, 'Insurance moves: Arch Insurance, DUAL Europe, ISC Group')ISC Group has named Declan O’Rourke, CEO of Aviva Insurance Ireland DAC and former President of the Insurance Institute of Ireland, as its first male ambassador in Ireland. With over 30 years of experience, including senior roles at AIG across multiple regions, O’Rourke will support ISC’s mission to promote gender balance and drive cultural change in financial services, emphasising shared responsibility for inclusivity. (Josh Recamara, 17/9/2025, Insurance Business, 'Insurance moves: Arch Insurance, DUAL Europe, ISC Group')Willis has appointed James Gillespie, formerly of Aon and RPC Tyche, as Head of Data & Analytics for its global direct & facultative specialty team. With over 15 years of experience, Gillespie will focus on developing new products, leveraging proprietary data, and enhancing risk insights to support brokers and clients. This move aligns with Willis’ strategy to strengthen its data capabilities and deliver advanced risk solutions. (Kenneth Araullo, 16/9/2025, Insurance Business, 'Willis names James Gillespie head of data & analytics for specialty team')Allianz UK has appointed Glyn Hughes, currently Director of Personal Lines Underwriting and pricing at Ageas, as Managing Director of Allianz Personal Broker, effective February 2026. Hughes brings extensive experience in underwriting, pricing, and broker partnerships, supporting Allianz’s strategy to grow its broker-facing personal lines business in motor, home, and travel insurance. (Josh Recamara, 16/9/2025, Insurance Business, 'Allianz UK names managing director of personal broker business')Liberty Specialty Markets has appointed Alexandra Weigel, formerly of Zurich Insurance, as Head of Multinational for Europe. Based in Zurich, Weigel will lead the growth of Liberty’s multinational programme as part of its Invest in Europe 2030 strategy, focusing on digitisation, AI-driven underwriting, and tailored solutions to expand its regional presence. (Kenneth Araullo, 15/9/2025, Insurance Business, 'Liberty Specialty Markets taps Alexandra Weigel to lead European multinational expansion')AXA XL has promoted Donnacha Smyth, currently Head of Casualty for the Americas, to Global Chief Underwriting Officer for casualty, effective November 3. With over 30 years of experience, Smyth will focus on product innovation, portfolio resilience, and underwriter development, aligning regional practices with a global strategy to address evolving liability exposures. (Josh Recamara, 15/9/2025, Insurance Business, 'AXA XL elevates Smyth to global casualty underwriting role')All information provided in this market digest has been gathered from Insurance Business, Insurance Age, and IDEX Consulting.

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What will a bespoke regulatory framework mean for MGAs?

As the MGA market continues to grow, with significant development across specialty lines such as parametric insurance, climate risk, and emerging technologies, calls from the insurance community for a bespoke regulatory framework heighten. Research from Corin Underwiring shows that 68% of the 147 brokers surveyed support the decision for the FCA to implement a dedicated regulatory framework for MGAs, emphasising a need for increased operational clarity to ensure they remain compliant. “67% of brokers indicated they would be more inclined to work with MGAs if such a framework were introduced” (Corin: Call for MGA specific regulation gains broker support). Marking a 90% cumulative growth since 2020, the MGA market reached $109.2 billion in direct premiums written in 2024. In terms of loss adjustment expense (LAE) ratios were 1.9 points lower than the overall property/casualty market in 2024, showcasing MGAs expertise and efficiency in managing risks. Many argue that due to the flexible and adaptive nature of MGAs existing regulations need to be strengthened to ensure the sector’s continued growth protects customers, which will further increase trust in the model. On the point Mike Keating, CEO of the Managing General Agent’s Association says “A tailored approach, once fully evaluated would assist in enhancing transparency and operational clarity and strengthen the confidence organisations have when partnering with MGAs. This is a vital step towards ensuring the regulatory landscape evolves in line with the innovation and value MGAs continue to bring to the market” (Insurance Age: MGAA boss Keating weighs in as broker survey backs dedicated MGA regulation).A dedicated framework could move MGAs out of a regulatory grey area, unlocking new opportunities for growth and efficiency. Understanding the potential changes is the first step toward leveraging them for a competitive advantage. Below we consider what a bespoke regulatory framework might mean for MGAs. Potential benefits for MGAsA purpose-built regulatory system could offer significant advantages, empowering MGAs to operate more effectively.1. Enhanced clarity and reduced ambiguityA clear set of rules designed for MGAs would eliminate the need to interpret regulations intended for insurers. This would reduce compliance burdens and legal uncertainties, allowing them to focus more on core business activities. With less ambiguity, MGAs can operate with greater confidence, knowing they are meeting specific, relevant standards.2. Greater operational freedomCurrently, MGAs operate under the delegated authority of their carrier partners. A bespoke framework could provide MGAs with more direct regulatory standing, potentially allowing for greater autonomy in areas like product innovation and distribution strategies. This could speed up time-to-market for new offerings and allow MGAs to respond more nimbly to changing customer needs.3. Increased credibility and trustFormal recognition through a dedicated framework would enhance the credibility of the MGA sector. For capacity providers, this means greater assurance in their MGA partners. For clients, it signals a well-regulated and stable market. This heightened trust can make it easier to attract top-tier talent and secure long-term, stable carrier relationships, which remain a top priority for MGAs.4. Enhanced innovationA tailored framework could be designed to encourage innovation. By setting principles-based rules rather than prescriptive ones, regulators could create an environment where MGAs can experiment with new technologies, data analytics, and business models without being hindered by outdated regulations. This is especially important as InsurTech continues to reshape the industry.Challenges and strategic considerationsWhile the benefits are compelling, the transition to a new framework would not be without its challenges. It will be essential for MGAs to plan ahead to navigate changes successfully. 1. Increased compliance costs and scrutinyResearch shows that a bespoke framework would likely come with its own set of compliance obligations and direct regulatory oversight. This could mean increased costs related to reporting, staffing, and systems. MGAs, particularly smaller ones, would need to assess their resources and prepare for potentially higher operational expenses. The key will be to invest in scalable compliance solutions that can adapt to new requirements efficiently.2. Navigating the transition periodAny change of this magnitude involves a transition period filled with uncertainty. MGAs would need to stay informed about proposed changes and actively participate in industry consultations to help shape the new rules. Developing a transition plan early that outlines potential impacts on operations, technology, and partnerships will help to ensure a smooth adjustment. 3. Redefining carrier relationshipsA new framework could alter the dynamic between MGAs and their insurer partners. While it may grant MGAs more autonomy, it could also require a re-evaluation of delegated authority agreements. Both parties will need to work together to redefine roles and responsibilities, prioritising transparent communication.How MGAs might prepare strategicallyWhether a bespoke framework is on the immediate horizon or a long-term possibility, there are steps firms can take now to position themselves for success.Tighten governance and risk managementIt’s important for MGAs to strengthen their internal governance structures and risk management protocols. This might include improving how underwriting guidelines and claims handling procedures are documented, ensuring additional detail and information is recorded. Demonstrating robust self-regulation will not only build trust with partners but also prepare MGAs for any future regulatory scrutiny. Technology and data investment Modern, flexible technology is the backbone of a successful MGA. Investing in scalable systems that can support sophisticated data analytics, streamline compliance reporting, and enhance operational efficiency is critical. A strong tech stack will make it easier to adapt to new regulatory demands while unlocking insights that drive business growth.As the MGA market continues its impressive growth trajectory, with projections showing that the sector could reach over $30 billion by the end of 2025, the discussion around a bespoke regulatory framework for MGAs is a sign of the sector's maturity and importance. While the path to implementation may be long, the potential for a more stable, innovative, and efficient market is significant. The need for a regulatory structure that supports, rather than constrains this dynamic sector will be key in ensuring MGAs continue to thrive. If you’d like some intel on the insurance and MGA market, specifically in terms of employment and M&A opportunities, don’t hesitate to contact one of our insurance consultants. ​

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General Insurance newsletter Friday 12th September 2025

​​Insurance NewsWhat will a bespoke regulatory framework mean for MGAs? - As the MGA market continues to boom, how can MGAs prepare for enhanced regulatory scrutiny and what opportunities and challenges are there? Read our insights piece for useful guidance. (IDEX Consulting news, 'What will a bespoke regulatory framework mean for MGAs?')How to embed AI tools across your insurance firm - Access advice from AI and employee behavioural experts in our video, including how to successfully adopt tools and minimise employee resistance. Don't wait to join the AI revolution. (IDEX Consulting news, 'How to embed AI tools across your insurance firm')Navigating nuclear energy insurance: what insurers need to know - Nuclear energy insurance requires specialised expertise due to federal Price-Anderson Act mandates requiring $450 million primary coverage, extending to $15 billion through industry pooling. Insurers must navigate complex regulations and catastrophic risk exposure. (IDEX Consulting news, 'Navigating nuclear energy insurance: what insurers need to know')How to increase your income and EBITA - When independent insurance broker Adrian Morton needed the perfect buyer for his minicab specialist firm, IDEX's revolutionary sell-side M&A service delivered results in just seven months. Discover how our brand-new M&A solutions for brokers and MGAs, unlike anything in the market, helps businesses grow their EBITDA and achieve maximum earn out value. (IDEX Consulting news, 'How to increase your income and EBITA')Assurex Global has launched AG London, an independent broker platform designed for independent firms, operating under a wholesale-only model to provide better representation, higher margins, and improved efficiency in the London insurance market. (Kenneth Araullo, 12/9/2025, Insurance Business, 'AG London debuts as independent broker platform backed by Assurex Global')DUAL Europe has launched a dedicated cargo insurance business, led by experienced professionals, offering all-risks coverage with extensions like Waterborne War Worldwide, to address growing demand for comprehensive cargo solutions across European markets. (Josh Recamara, 12/9/2025, Insurance Business, 'DUAL Europe enters cargo market with new insurance offering')The global cargo marine insurance market remains stable, with 2024 premiums rising 1.6% to $22.64 billion and improved loss ratios since 2018, but faces challenges from tariffs reshaping insured values, shifting trade patterns, and risks like mis-declared goods, net-zero transitions, and geopolitical pressures, according to the International Union of Marine Insurance's, Mike Brews. (Josh Recamara, 11/9/2025, Insurance Business, 'Cargo marine insurance holds steady - IUMI')AXA launches Shareplan 2025, a share offering for over 110,000 employees in 40 countries, marking the brand's 40th anniversary. The plan includes an exceptional matching contribution, allowing participants to receive one free share for every share subscribed (up to 20 shares), alongside discounted purchase options. (Kenneth Araullo, 10/9/2025, Insurance Business, 'AXA unveils Shareplan 2025 to mark 40th anniversary')Offshore energy insurance premiums fell 7.9% to $4.34 billion in 2024, driven by lower oil prices, increased market capacity, and competitive pressures, according to IUMI. While attritional losses remained high, the absence of major catastrophic events reflected improved safety. The sector faces profitability challenges but sees growth opportunities in offshore renewables and the rising role of gas as a transitional energy source. (Kenneth Araullo, 10/9/2025, Insurance Business, 'Offshore energy insurance faces downturn as market faces new pressures – IUMI')Pro MGA Global Solutions has launched Orb Specialty, a new UK-based managing general underwriter (MGU) connecting insurers with high-potential MGAs in its incubation ecosystem. The platform streamlines capacity distribution, addresses regulatory challenges, and supports long-term capacity commitments, with plans for global expansion. (Josh Recamara, 10/9/2025, Insurance Business, 'Pro MGA Global Solutions launches new managing general underwriter')Willis, part of WTW, has launched a Global Risk Engineering team within its Risk & Analytics division. Comprising nearly 200 engineers across 30 countries, the team will deliver tailored, data-driven risk assessments to help clients improve resilience and reduce the total cost of risk. The initiative combines global expertise with local insights, focusing on emerging risks, ESG goals, and strategic challenges. (Kenneth Araullo, 9/9/2025, Insurance Business, 'Willis launches global risk engineering team to boost client resilience')Certa has increased its Lloyd’s capacity for non-US primary tax risks to £157 million, €200 million, or $207 million per insured, claiming the largest primary line size in the market. This expansion supports larger, complex tax risks and highlights Certa’s growth amid market capacity challenges. (Kenneth Araullo, 9/9/2025, Insurance Business, 'Certa boosts Lloyd’s capacity for non-US tax risks')The International Union of Marine Insurance (IUMI) has urged marine insurers to adopt AI to address rising sector risks and improve efficiency. AI is being used for claims automation, fraud detection, and risk assessment, with rapid advancements reshaping the industry. However, IUMI emphasised the need for ethical AI training and highlighted challenges like ageing fleets, shifting trade routes, and environmental risks. (Kenneth Araullo, 9/9/2025, Insurance Business, 'Marine insurers urged to embrace AI amid rising sector risks – IUMI')ARAG has reported growth for DAS Legal Expenses Insurance Company in its first year post-acquisition, with gross written premiums rising to £141.4 million in 2024. Despite integration costs leading to a £4 million after-tax loss, underwriting results improved, and claims costs remained stable. The rebranded ARAG Legal Expenses Insurance Company reflects the group's commitment to steady growth and integration success. (Kenneth Araullo, 9/9/2025, Insurance Business, 'DAS reports growth in first year after ARAG acquisition')The FCA has proposed simplifying product governance rules in commercial insurance by allowing a single "lead" manufacturer, limited to insurers or Lloyd’s managing agents, to reduce duplication and inefficiencies. While this aims to streamline compliance, concerns have been raised about sidelining intermediaries with deep product expertise. The FCA estimates long-term cost savings but acknowledges limited benefits for intermediaries. (Jonalyn Cueto, 9/9/2025, Insurance Business, 'FCA proposals aim to cut duplication in insurance governance')Marine Insurer, Skuld, reported a net profit of $36 million for the first half of 2025/26, up from $25 million the previous year, driven by improved technical results and a 4.3% investment return. The combined ratio improved to 99%, reflecting premium growth and normalised claims costs. However, claims volatility and geopolitical challenges remain key concerns for the marine insurer. (Kenneth Araullo, 8/9/2025, Insurance Business, 'Skuld posts improved half-year profit as technical results rebound')Movers​HDI Global appoints Bob van Alphen, formerly of Allianz and Everest Insurance with expertise in global engineering and construction risks, as Head of Engineering Underwriting to lead a regional team, expand the company’s engineering insurance strategy across key markets, and drive profitable growth through enhanced client and broker partnerships. (Kenneth Araullo, 11/9/2025, Insurance Business, 'HDI Global taps Bob van Alphen as head of engineering underwriting')Liberty Specialty Markets (LSM) unifies its UK and MENA third-party operations under a new division led by Terry Fitzgerald, who joined in 2021 and brings 25 years of industry experience, to streamline FinPro and casualty portfolios, align with market trends, and enhance client and broker relationships. Supporting him are Emma Pearce as Head of FinPro, Daniel Munro as Head of Casualty, and Niamh Moloney continuing as General Manager of insurance in Ireland, while Stuart Sutherland and Dermot Walsh take on newly created roles as Directors of UK Retail. (Kenneth Araullo, 11/9/2025, Insurance Business, 'Liberty Specialty Markets unifies UK, MENA third-party operations')Arch Insurance (EU) dac appoints Patrick Richard as Head of Casualty for France and Virginie du Parc Locmaria as Senior Casualty Underwriter, effective September 15, to expand its casualty portfolio in France, covering primary, umbrella, and excess liability for industrial and services clients. Richard brings 30 years of experience from Volante Global, Swiss Re, and AXA, while du Parc Locmaria adds expertise from Volante, Chubb, Hiscox, and AIG. (Josh Recamara, 11/9/2025, Insurance Business, 'Insurance moves: Arch Insurance, Sicsic Advisory, Willis and Davies')Willis, part of WTW, strengthens its placement and portfolio solutions team with Gina Mulhall as Head of Global Portfolio Solutions, overseeing the Gemini facility and portfolio initiatives, and Kapila Rudra as Head of Data Strategy for global placement. Mulhall joins from Marsh, where she was Managing Director, while Rudra brings 15 years of experience from Marsh and Canopius. (Josh Recamara, 11/9/2025, Insurance Business, 'Insurance moves: Arch Insurance, Sicsic Advisory, Willis and Davies')Stuart Rouse has stepped down as CEO of Nexus Underwriting after over a decade, during which he led the company’s international expansion and growth in specialty lines, establishing it as a leading independent MGA. Nexus, now part of Brown & Brown, has not yet announced interim leadership or succession plans. (Josh Recamara, 10/9/2025, Insurance Business, 'Nexus Underwriting CEO Stuart Rouse steps down')Chris Haggart has been appointed group CEO of The Broker Investment Group (TBIG), succeeding Dave Clapp, who transitions to Deputy Chairman to focus on strategic initiatives and M&A. Haggart joins from Hedron Network, where Duncan Pagan steps in as CEO, subject to regulatory approval. The leadership changes come as TBIG continues its growth through acquisitions and its MGA platform. (Josh Recamara, 10/9/2025, Insurance Business, 'CEO makes jump to rival in major shake-up')Broadstone has named Cormac Bradley as Senior Actuarial Director in its insurance, regulatory, and risk division. With nearly 30 years of experience, including senior roles at Direct Line Insurance Group and Willis Towers Watson, Bradley will support re/insurers, captives, MGAs, and London Market firms in risk and capital management, reserving, and chief actuary duties. (Josh Recamara, 10/9/2025, Insurance Business, 'Insurance moves: RSA, Crawford, Broadstone and Kennedys')Crawford & Company has appointed Andrew Shaw as Head of Agriculture for the UK, leading its ARIEL (agriculture, rural industries, and estates losses) practice. Previously interim Head of Agriculture and Head of Property Claims, Shaw will oversee the firm’s rural team. The appointment addresses growing demand for specialised agricultural claims expertise amid climate-driven risks, with Crawford maintaining the UK’s largest agriculture claims practice supported by a locally responsive rural branch network. (Josh Recamara, 10/9/2025, Insurance Business, 'Insurance moves: RSA, Crawford, Broadstone and Kennedys')RSA Insurance, part of Intact, has appointed Tom Argentieri as Chief Distribution Officer for UK & Europe, Specialty Lines. This new role aims to enhance broker relationships and regional distribution strategy. Argentieri, formerly leading Allianz's marine hull team in London, brings over 15 years of experience in global specialty markets and MGA development. (Josh Recamara, 10/9/2025, Insurance Business, 'Insurance moves: RSA, Crawford, Broadstone and Kennedys')​All information provided in this market digest has been gathered from Insurance Business, Insurance Age, and IDEX Consulting.

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General Insurance newsletter Friday 5th September 2025

​​Insurance NewsIDEX Consulting announces new innovative M&A approach - Designed for businesses across insurance, financial services and legal, IDEX’s new solution challenges the industry’s current traditional transaction-focused model, transforming how businesses prepare for sale and achieve maximum earn out revenue. Learn more on IDEX’s brand new M&A website. (IDEX Consulting news, 'IDEX Consulting launches new M&A sell side offering')Change and Transformation specialists on the rise- Tech change and finance change, two of the most in-demand sectors in the market currently are experiencing a significant recruitment drive. Are you looking for specialists to deliver your change programmes? IDEX in partnership with WPR has a new offering. (IDEX Consulting news, 'Change and Transformation specialists on the rise')Are you using your EVP to attract talent and customers? - According to published research, 42% of candidates' decisions to accept job offers are determined by company reputation and EVP which now outweighs traditional factors like position, pay, or benefits. Does your company's EVP tell a compelling story? Learn how IDEX can help you enhance your employer brand and boost your competitiveness. (IDEX Consulting news, 'Are you using your EVP to attract talent and customers?')Captive insurance reforms: the latest updates - The Chancellor's new UK captive insurance framework dramatically reduces authorisation times from six weeks to ten days, with lower capital requirements and streamlined reporting. With captives representing 20-25% of global premiums and 75% of UK businesses exploring captive options, this could transform the UK's competitive position against offshore jurisdictions. (IDEX Consulting news, 'Captive insurance reforms: the latest updates')IDEX Consulting has introduced a new M&A advisory service tailored for brokers and MGAs, aiming to disrupt the traditional transaction-focused model. Led by Andy Fairchild, former CEO of Broker Network and Applied Systems Europe, the service emphasises a long-term, partnership approach to deal-making, with a commitment to maximising earn-out potential for sellers. (Emmanuel Kenning, 3/9/2025, Insurance Age, 'IDEX launches M&A sell side offering for brokers and MGAs')Dale Underwriting Partners will exit standalone offshore energy underwriting at Lloyd’s to focus on portfolio discipline, aligning with performance goals and evolving risk appetite, while ensuring a smooth transition for clients and brokers. (Kenneth Araullo, 4/9/2025, Insurance Business, 'Dale Underwriting to exit standalone offshore energy at Lloyd’s')OAK Global has launched OAK Enterprise, a new business unit focused on underwriting retrocession for property and specialty risks through Lloyd’s Syndicate 1440, led by Chief Underwriting Officer Roland Morse, with operations set to begin in January 2026. (Kenneth Araullo, 4/9/2025, Insurance Business, 'OAK Global launches new enterprise to underwrite retrocession at Lloyd’s')Lloyd’s reported a 6.2% increase in gross written premium to £32.5 billion for H1 2025, but its combined ratio worsened to 92.5% due to major claims like the California wildfires, while disciplined underwriting and strong investment performance supported resilience amidst rising expenses. (Kenneth Araullo, 4/9/2025, Insurance Business, 'Lloyd’s sees premium growth but worse combined ratios in H1')The International Union of Marine Insurance (IUMI) has updated its guidance on shipping electric vehicles (EVs) by sea, addressing unique fire risks such as higher temperatures, explosion potential, and re-ignition, while recommending measures like enhanced firefighting systems, crew training, and battery charge management to improve safety. (Josh Recamara, 4/9/2025, Insurance Business, 'Marine insurers update EV shipping guidance as fire risks evolve')Aviva thwarted over 6,000 fraudulent claims in the first half of 2025, preventing losses exceeding £60 million. Led by Pete Ward, Head of Claims Counter Fraud, the insurer’s efforts have resulted in record prison sentences for fraudsters, reflecting its commitment to protecting customers and enhancing fraud detection capabilities amidst rising scams like crash-for-cash and ghost broking. (Kenneth Araullo, 3/9/2025, Insurance Business, 'Aviva thwarts over 6,000 fraud attempts in first six months of 2025')TT Club warns of rising cargo theft, with UK losses surging to £111 million in 2024. Managing director Mike Yarwood calls for industry and government action to improve security standards and combat the growing threat. (Josh Recamara, 3/9/2025, Insurance Business, 'TT Club warns of soaring cargo theft losses')Ceta Insurance has partnered with Cornerstone Finance Group as a general insurance provider. This expands Ceta’s distribution network and gives Cornerstone’s brokers access to Ceta’s Infinity platform, known for its high quotability on standard and non-standard policies. (Josh Recamara, 3/9/2025, Insurance Business, 'Ceta Insurance secures general insurance partnership with Cornerstone')Tokio Marine GX has launched with $500 million in capacity to support green transition risks, offering coverage for renewable energy, carbon capture, hydrogen, and more. The division aims to lead in sustainable initiatives, leveraging Tokio Marine’s global network and GCube expertise to meet growing market demand. (Kenneth Araullo, 2/9/2025, Insurance Business, 'Tokio Marine GX debuts with US$500 million capacity for green transition risks')FinCred and Building & Land Guarantees (BLG) have rebranded under the Acrisure name as part of its UK expansion. BLG, based in Leicestershire, focuses on construction insurance, while FinCred, in Kent, specialises in trade credit and surety bonds. This move strengthens Acrisure’s regional presence and aligns with its broader growth strategy. (Kenneth Araullo, 2/9/2025, Insurance Business, 'FinCred, BLG rebrand as Acrisure expands UK presence')Santam, South Africa's largest short-term insurer, is entering the UK market with Lloyd's Syndicate 1918, set to begin underwriting in January 2026. This move provides access to Lloyd's global platform and supports Santam's international growth strategy amid strong domestic earnings. (Josh Recamara, 2/9/2025, Insurance Business, 'Santam sets up in the UK with Lloyd's Syndicate as earnings surge')FERMA warns that insurance gaps are slowing Europe’s net-zero transition, with limited coverage for emerging technologies like hydrogen and lithium batteries. The report calls for better collaboration, data sharing, and tailored underwriting to support climate investments and sustainable business models. (Josh Recamara, 2/9/2025, Insurance Business, 'Insurance gaps threaten Europe's net-zero transition, FERMA warns')​​​Mergers & AcquisitionsTysers Insurance Brokers has partnered with Istanbul-based Rönesans Reinsurance & Insurance Brokerage, taking an equity stake to expand its presence in Türkiye’s growing insurance and reinsurance market. The partnership combines Tysers’ global network and access to Lloyd’s markets with Rönesans’ local expertise, aiming to provide innovative risk solutions and capitalise on growth opportunities in Türkiye and Central Europe. (Josh Recamara, 5/9/2025, Insurance Business, 'Tysers strikes deal for Türkiye’s Rönesans')Bain Capital has agreed to acquire Jensten Group, a UK-based commercial insurance distribution platform, from Livingbridge. With over £600 million in gross written premium and a strong M&A track record, Jensten will leverage Bain Capital’s backing to enhance growth, technology, and regional expansion. The deal is expected to close in Q4 2025. (Paul Lucas, 1/9/2025, Insurance Business, 'Bain Capital to acquire Jensten Group from Livingbridge')Movers​RSA, part of Intact Financial Corporation, has appointed Becky Henry as Vice President, eTrade for its UK Commercial Lines business. With 26 years at RSA, most recently as Commercial Lines Trading & Operations Director, Henry will oversee SME e-traded products as the company invests in e-trading to enhance broker service, expand product offerings, and prepare for its transition to the Intact Insurance brand. (Josh Recamara, 5/9/2025, Insurance Business, 'Insurance moves: RSA, Open GI and McGill')McGill and Partners has appointed Mike Reynolds as group CFO, pending regulatory approval. Reynolds, formerly group CEO at Oneglobal and with nearly 30 years of experience at JLT Re, JLT Group, ACE Europe, and Aon Benfield, joins as the broker, founded in 2019 with Warburg Pincus backing, consolidates its position as a fast-growing specialty market firm. He succeeds Dominic Mignon, who will step down next year after three years as CFO. (Josh Recamara, 5/9/2025, Insurance Business, 'Insurance moves: RSA, Open GI and McGill')Gallagher has expanded its private equity and M&A practice in Europe by appointing Cristina Montserrat Chaparro Vaquero, a Senior Broker with experience at PwC, AON, and Sabseg; Veronica Orosa Talarewitz, a broking and claims expert with a background at Clyde & Co, AIG, and Sabseg; and Pau Lopez Fornons, an Associate Broker with tax advisory experience at PwC, Aedas Homes, and Crowe, to strengthen its capabilities in transactional risk solutions. (Kenneth Araullo, 5/9/2025, Insurance Business, 'Gallagher adds trio to private equity, M&A practice')Flood Re has appointed Michael Murphy, with over 30 years of experience in insurance, reinsurance, and asset management (including roles at Canada Life, Aviva, and Willis Towers Watson), as an Independent Non-Executive Director, and Sue Mulry-Lawson, a seasoned risk and compliance expert (formerly with Standard P&I Club and Charles Taylor), as interim chief risk officer, to strengthen its leadership and prepare for risk-reflective pricing by 2039. (Kenneth Araullo, 5/9/2025, Insurance Business, 'Flood Re names new member to board, appoints interim chief risk officer')HSB UK & Ireland has appointed Andrew Burke as CEO, subject to regulatory approval. Burke, formerly CEO of DAS UK Group and with over 30 years of experience, including senior roles at RSA Insurance Group, will oversee HSB’s insurance, inspection, and building warranty operations, focusing on leveraging the company’s specialist expertise to support customers and drive growth. (Gia Snape, 4/9/2025, Insurance Business, 'HSB taps former DAS UK chief to lead its UK and Ireland operations')Steve Hearn, Chief Operating Officer of Brown & Brown and former CEO of Ed Broking and Willis Global, has been appointed to lead all international operations outside North America, focusing on global strategy and growth, as the company strengthens its position with major acquisitions and expanded capabilities. (Kenneth Araullo, 4/9/2025, Insurance Business, 'Brown & Brown taps Steve Hearn to lead international operations')AXA UK & Ireland has appointed Amanda Vaughan as Chief People Officer and Louise Isaacs as Chief Customer & Communications Officer, both reporting to CEO Tara Foley, with Vaughan bringing extensive HR experience from AXA and Westpac, and Isaacs focusing on customer engagement and brand strategy with over 20 years in senior roles at Barclays, Cigna, and American Express. (Josh Recamara, 4/9/2025, Insurance Business, 'Insurance moves: AXA UK & Ireland and New Dawn Risk')Anthony Kerr has joined New Dawn Risk as Senior Client Manager and Claims Advocate, leveraging over 35 years of experience in Lloyd's and company markets, including senior claims roles at Munitus Insurance, St Paul Specialty Underwriting, and Beazley, to enhance claims support for professional liability clients. (Josh Recamara, 4/9/2025, Insurance Business, 'Insurance moves: AXA UK & Ireland and New Dawn Risk')Jane Poole, former CFO of Direct Line Group, has joined CFC as group Chief Financial Officer, bringing extensive FTSE 100 experience, including leading strategic transformations and overseeing major acquisitions, to support CFC’s global expansion and financial strategy. (Kenneth Araullo, 3/9/2025, Insurance Business, 'Ex-Direct Line CFO Jane Poole joins CFC in same role')Agile has launched its construction underwriting operations, appointing Gordon McNab as Head of Construction to lead the development of contract works insurance supported by its Lloyd’s syndicate. McNab, a recognised leader in the construction insurance sector, brings extensive experience and has been instrumental in preparing Agile’s entry into this market. His expertise will drive Agile’s construction underwriting capabilities and strengthen its position amid a competitive and softening construction insurance market. (Kenneth Araullo, 3/9/2025, Insurance Business, 'Agile enters construction insurance with new product line, leadership')Bridgehaven Specialty UK Limited has appointed Jamie Wakeling as Head of Underwriting Strategy. With over 20 years of experience in the London reinsurance market, including roles as group CUO at Ocean Re and leadership positions at Canopius, Wakeling will focus on driving strategic initiatives, profitable underwriting opportunities, and complex reinsurance placements across UK, European, and international markets. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')DAC Beachcroft (DACB) has named Helen Yiacoumis as the head of its global shipping practice. With over 20 years of experience in the Greek shipping market and senior roles at NorthStandard and Skuld’s Piraeus office, Yiacoumis’ appointment strengthens DACB’s shipping expertise to better serve clients across major international markets. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')HDI Global has strengthened its ESG Risk Solutions division with the appointments of Chris Strong as Head of ESG Risk Solutions (Manchester), Thordis Jensen as Head of ESG Risk Solutions International (Cologne), and Ludovic Ruiller as Head of ESG Solutions Europe (Paris). These leaders will drive the international expansion of HDI’s ESG insurance products, which integrate environmental, social, and governance coverage. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')Specialist Risk Group (SRG) has expanded its real estate, legal indemnities, and rights of light expertise with the appointment of Mark Manwaring and his team. Previously leading complex real estate solutions at Price Forbes and Aon, Manwaring’s addition bolsters SRG’s capabilities in handling intricate UK and international real estate projects, according to CEO Neil Nimmo. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')Willis, part of WTW, has named Louis Elwood as Head of Sports within its crisis management global specialty division. With 18 years of experience, Elwood will lead strategic growth in sports and entertainment insurance worldwide. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')Blenheim Underwriting has appointed Phil Lawson and Alex Hewlett as Class Underwriters, set to join its delegated authority team in February 2026. Both bring significant expertise from Scor Syndicate 2015. Group chairman Peter Scales emphasised that these appointments align with Blenheim’s strategy of recruiting experienced underwriters to drive portfolio growth. (Josh Recamara, 3/9/2025, Insurance Business, 'Insurance moves: Bridgehaven, DAC Beachcroft, HDI, SRG, Willis and Blenheim Underwriting')Liberty Specialty Markets has appointed James Cole as Head of Client and Broker Distribution for the UK and MENA region. With over 20 years of experience, Cole will focus on strengthening distribution strategies and aligning global approaches with regional opportunities. (Josh Recamara, 3/9/2025, Insurance Business, 'Liberty Specialty Markets appoints head of client and broker distribution for the UK and MENA region')Acies SME UK has expanded into the South West and Midlands, led by former Liverpool Victoria managers Kevin Wildman and Natalie Brewster. This move is part of Acies’ national growth strategy, offering brokers experienced local teams to enhance SME insurance services. (Kenneth Araullo, 2/9/2025, Insurance Business, 'Acies SME UK expands into South West, Midlands with veteran teams')Claims Equilibrium Club (CEC) has promoted Christine Thomson and Paul Nicholson to its board of directors. Thomson, now Operations Director, and Nicholson, now Sales and Marketing Director, were recognised for their contributions during a period of expansion, reflecting CEC’s commitment to a client-focused approach. (Josh Recamara, 2/9/2025, Insurance Business, 'Insurance moves: Verlingue and CEC')Verlingue UK has appointed Melissa Liddicoat as Deputy Sales Director for its employee benefits business. With over a decade of experience at firms like AXA, Gallagher, and Aon, Liddicoat will focus on client development, team leadership, and enhancing national sales performance, supporting Verlingue’s consultancy-led growth strategy. (Josh Recamara, 2/9/2025, Insurance Business, 'Insurance moves: Verlingue and CEC')Allianz Trade has announced leadership changes in Northern Europe. Benoit Semelin becomes regional CFAO, succeeding Sébastian Rageot, now CEO for the Nordics. Sorina Eremia is Regional Credit Director, following Matt Williams’ move to UK & Ireland CEO. Craig Ironside, previously Global Head of Commercial Underwriting, is now Regional Commercial Director, succeeding Rodrigo Jimenez, now CEO for Asia Pacific. These changes reflect Allianz Trade’s focus on internal talent and growth. (Kenneth Araullo, 1/9/2025, Insurance Business, 'Allianz Trade announces key leadership changes in Northern Europe')Consilium has appointed Michael Harte as Associate Partner and Olivia Taylor as Associate in its professional and executive risk solutions division. Harte, with over 11 years of experience, joins from Jensten Insurance Brokers, while Taylor, previously at Praden Pty Limited in Sydney, brings expertise in financial lines. These hires reflect Consilium’s focus on expanding its global book and enhancing client relationships. (Kenneth Araullo, 1/9/2025, Insurance Business, 'Consilium welcomes new talent to professional and executive risk solutions')Sedgwick has appointed Dan Sivertsen as CEO of its Sweden operations, effective September 20. Currently CEO of Sedgwick Norway, Sivertsen brings over 20 years of experience in insurance and claims management. This dual role aims to strengthen Sedgwick’s Nordic presence and unify its regional claims strategy. (Josh Recamara, 1/9/2025, Insurance Business, 'Sedgwick names CEO of Sweden operations')​​All information provided in this market digest has been gathered from Insurance Business, Insurance Age, and IDEX Consulting.

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General Insurance newsletter Friday 29th August 2025

​​Insurance NewsTips for attracting skilled risk and compliance professionals - With an increased number of cyber attacks, it’s paramount that insurers and MGAs recruit specialist risk and compliance talent who understand how to implement robust security measures and prepare for and mitigate the growing number of cyber hacks across the industry. Learn how to attract the best in the market.  (IDEX Consulting news, 'Tips for attracting skilled risk and compliance professionals')The AI transformation: How to prevent employee resistance - Building successful AI adoption hinges on team engagement and buy-in. Our experts share actionable strategies for a collaborative approach, moving from resistance to success. Watch our video to learn how to lead your teams on the AI journey. (IDEX Consulting news, 'The AI transformation: How to prevent employee resistance')MGA outlook: what opportunities are there for insurers? - With the MGA market booming, insurers have a huge opportunity to optimise their product innovation and market reach. Our article explores how partnering with agile MGAs can help insurers capitalise on specialised expertise, technology, and talent to win in a competitive landscape. (IDEX Consulting news, 'MGA outlook: what opportunities are there for insurers?')UK and US insurance regulatory reforms: what you need to know - For UK and US insurers, navigating a complex regulatory landscape is crucial. Our article provides essential insight on the changing regulatory market, from climate risk to AI, helping your business proactively adapt to new standards in an increasingly complex regulatory environment. (IDEX Consulting news, 'UK and US insurance regulatory reforms: what you need to know')ARTes Specialty, a managing general agent focused on niche risk portfolios, has partnered with DUAL Energy (formerly EIURS) to expand inland marine offerings, leveraging ARTes' Lloyd’s-backed expertise and DUAL’s energy sector knowledge to deliver tailored insurance solutions for complex client needs. (Kenneth Araullo, 29/8/2025, Insurance Business, 'ARTes Specialty partners with DUAL Energy to broaden inland marine offerings')Starpeak, a specialist digital distributor, has partnered with commercial insurer Peach to launch an insurance product tailored for creative professionals, including photographers, designers, and advertising agencies, offering coverage for public liability, professional indemnity, and more. The partnership builds on their three-year collaboration, leveraging Starpeak's data analytics and Peach's expertise in niche SME markets. (Kenneth Araullo, 28/8/2025, Insurance Business, 'Starpeak and Peach launch insurance product for creative professionals')A Marsh study revealed that organisations regularly testing cyber incident response plans are 13% less likely to face breach-related insurance claims, with structured planning improving day-to-day security and influencing underwriting practices. The findings highlight the importance of controls like endpoint detection, monitoring, and phishing-resistant MFA in reducing breach risks. (Josh Recamara, 28/8/2025, Insurance Business, 'Incident response planning linked to fewer cyber insurance claims: Marsh study')The Reserve Bank of Australia’s interest rate cut is expected to impact insurers by reducing investment returns, leading to tighter underwriting, higher premiums, and potential market consolidation. While short-term benefits include improved cash flow for SMEs and households, long-tail liability lines face increased reserve pressures, challenging profitability. (Daniel Wood, 27/8/2025, Insurance Business, 'Another interest rate cut – what does it mean for insurers?')Ageas reported a 4% increase in inflows to €10.5 billion and a net operating result of €734 million for the first half of 2025, driven by growth in Life and Non-Life segments. The esure acquisition, expected to close later this year, will position Ageas as the UK’s third-largest personal lines insurer. (Kenneth Araullo, 27/8/2025, Insurance Business, 'Ageas sees profits rise in first half')Prudential plc reported a 12% rise in new business profit to $1.26 billion and a 14% increase in operating free surplus to $1.56 billion for H1 2025. The company plans over $5 billion in capital returns through 2027, including share buybacks and dividends, reflecting strong financial performance and strategic progress. (Kenneth Araullo, 27/8/2025, Insurance Business, 'Prudential delivers double-digit profit growth in H1')Aon's latest research shows re/insurers achieved a record 14.7% return on average equity and a combined operating ratio of 93.6% in 2024, despite slowing growth. Gross written premiums rose 7.5% to $1.9 trillion, with profitability driven by diversified and specialised portfolios. (Kenneth Araullo, 27/8/2025, Insurance Business, 'Re/insurers post record profits despite slowing growth – Aon')WTW and Klarity have introduced a life insurance underwriting model leveraging wearable technology and predictive analytics. By analysing data like heart rate, sleep quality, and activity levels, the model offers personalised mortality risk profiles, enabling more accurate pricing and tailored products. While promising, challenges around privacy and regulatory scrutiny remain. (Josh Recamara, 26/8/2025, Insurance Business, 'Are wearables about to reshape life underwriting? WTW, Klarity think so')Aegon has doubled its ongoing share buyback program from €200 million to €400 million, reflecting confidence in its capital position. The program, running until December 15, 2025, aligns with a broader trend among European insurers to return excess capital to investors through buybacks and dividends. (Josh Recamara, 26/8/2025, Insurance Business, 'Aegon doubles ongoing stock buyback plan')AUB Group reported a 17% rise in underlying net profit after tax to AUD$200 million for FY25, driven by international expansion and operational progress. Gross written premium reached AUD$11 billion, with strong growth across its Australian broking, agency, and BizCover divisions. (Daniel Wood, 26/8/2025, Insurance Business, 'AUB Group reports strong profits after a "pivotal year")​​​Mergers & AcquisitionsSteadfast Group has acquired a majority stake in Novum Underwriting Partners, a US-based specialty underwriting agency and wholesale brokerage founded in 2019, to serve as its US program development and management platform, leveraging Novum’s proprietary technology and expertise to expand Steadfast’s global footprint and product capabilities. (Daniel Wood, 29/8/2025, Insurance Business, 'Steadfast Group announces major US acquisition')Sompo Holdings has agreed to acquire Aspen Insurance Holdings for $3.5 billion in cash, expanding its property and casualty operations globally. The deal, offering a 35.6% premium on Aspen’s share price, strengthens Sompo’s scale, specialty expertise, and capital strength, with the merger expected to close in the first half of 2026. (Roxanne Libatique, 27/8/2025, Insurance Business, 'Sompo agrees to acquire Aspen in multibillion-dollar cash purchase')Global dealmaking in the insurance sector has slowed in 2025, with M&A activity at its lowest since 2008. According to GlobalData, overall deal activity, including M&A, venture financing, and private equity, declined by 2% year-on-year from January to July. Insurers are focusing on smaller domestic transactions and MGA investments due to high valuations and economic uncertainties, while emerging markets and niche opportunities remain areas of interest for future growth. (Roxanne Libatique, 26/8/2025, Insurance Business, 'Global dealmaking stalls as insurers rethink big moves')Vienna Insurance Group (VIG) is acquiring an 80% stake in Moldovan insurer Moldasig S.A., doubling its premium volume in Moldova and securing a 30% market share. This move strengthens VIG’s presence in Southeastern Europe, aligning with its strategy to target emerging markets with significant growth potential. (Josh Recamara, 26/8/2025, Insurance Business, 'Vienna Insurance Group to acquire 80% stake in Moldovan insurer')Movers​Nicola George, Managing Director of Allianz Personal Broker, will step down in October to pursue a new opportunity; she joined Allianz last year, leading the launch of Allianz Personal Broker into the UK personal lines market and implementing initiatives to streamline broker interactions and strengthen the business for future growth. (Josh Recamara, 29/8/2025, Insurance Business, 'Allianz Personal Broker MD to step down')Talanx has expanded Stephanie Bode’s role to head reinsurance at HDI Global and lead the corporate & specialty lines department at Talanx Group Reinsurance, consolidating reinsurance purchasing and coordination to enhance efficiency, reduce duplication, and strengthen negotiating positions in a challenging reinsurance market; previously, she oversaw market management across Continental Europe (excluding Germany), South Africa, and Japan at HDI Global. (Josh Recamara, 29/8/2025, Insurance Business, 'Talanx hands Stephanie Bode expanded role')Atrium, a Lloyd’s specialty insurance group, has appointed Richard Lamb, a veteran with over 27 years of experience, along with Beth MacGregor and Adam Vulliamy (all formerly of Axis Capital), to lead its new credit and political risk team, set to launch in early 2026 to address evolving geopolitical and customer needs. (Kenneth Araullo, 29/8/2025, Insurance Business, 'Atrium taps Richard Lamb to lead new credit and political risk team')Aon plc has appointed Tom Anderson as Head of Professional Services for its Global Broking Centre in London, where he will focus on strategic advisory, operational efficiency, and client service delivery for professional services broking activities. Anderson, who joined Aon in 2023, previously led the Design and Construction Professional Indemnity team. (Kenneth Araullo, 28/8/2025, Insurance Business, 'Tom Anderson appointed to lead professional services at Aon's GBC')Lockton has appointed Magnus Sjöstrand as Head of Property for its Swedish operations, effective September 1, 2025. With over 15 years of experience, including roles at AXA XL and XL Insurance Company SE, Sjöstrand will focus on developing property insurance solutions and expanding Lockton’s client base in Sweden. (Josh Recamara, 28/8/2025, Insurance Business, 'Lockton appoints head of property for Swedish operations')Westfield Specialty International has appointed Melanie Gilbert as Head of Third-Party Claims, leveraging her 15+ years of legal experience, including roles at Markel and Simmons & Simmons. Based in London, Gilbert will oversee complex claims management and stakeholder relationships, strengthening the company’s claims leadership team. (Kenneth Araullo, 27/8/2025, Insurance Business, 'Westfield Specialty International names Melanie Gilbert head of third-party claims')HDI Global has appointed Nikita Tikhonov as Head of Marine Global Risk, effective September 1, 2025. Tikhonov, who joined HDI in 2018, brings expertise in Marine Cargo and Automotive sectors and will lead a team of five professionals from the Hannover headquarters. (Josh Recamara, 27/8/2025, Insurance Business, 'HDI Global names new head of marine global risk')Sedgwick has appointed Kalani Reelitz as its new Chief Financial Officer, succeeding Henry Lyons. With over 20 years of experience, including leadership roles at Compass and Walgreens, Reelitz will oversee Sedgwick’s financial strategy and operations, supporting its growth and investment initiatives. (Kenneth Araullo, 26/8/2025, Insurance Business, 'Sedgwick names Kalani Reelitz as new chief financial officer')​All information provided in this market digest has been gathered from Insurance Business and IDEX Consulting.

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Financial Services newsletter Friday 29th August 2025

​​Financial Services NewsFollowing Ascot Lloyd's acquisition of Whitechurch Securities, the Pulse online investment platform will close, with Marlborough taking over management of £125m in former Whitechurch assets previously handled by its DFM team for third-party adviser clients. (27/8/2025, Financial Planning Today, 'Whitechurch to close Pulse platform after takeover')The State Pension could rise by over £550 to exceed £12,500 annually next year due to the triple lock, driven by 4.6% earnings growth, potentially pushing some pensioners into income tax brackets amid a threshold freeze, warns Broadstone. (22/8/2025, Financial Planning Today, 'State Pension could climb by more than £550')Chancellor Rachel Reeves is reportedly considering reducing the tax-free pension commencement lump sum to £40,000 from the current 25% limit of £268,000, potentially saving the Treasury over £2bn annually, though the Treasury has downplayed the likelihood, sparking concern among pension experts. (22/8/2025, Financial Planning Today, 'Reeves reportedly looking at cutting tax-free pension sum')Adviser platforms reported their strongest quarterly net sales in three years, with Quilter leading net flows at £1,949m, followed by Aviva (£1,242m), Transact (£1,219m), and 7IM entering the top 5 for the first time with £549m; AJ Bell took the top spot for all-channel net sales with strong D2C sales, while Quilter also led adviser platform gross flows at £3,659m, followed by Nucleus (£2,737m) and Transact (£2,480m), according to Fundscape. (21/8/2025, Financial Planning Today, 'Adviser platforms report highest sales in 3 years')​K3 Capital Group has launched a financial services division, anchored by investments in Pareto Financial Planning and Luna Investment Management, marking a significant milestone for the Bolton-based advisory platform, though the investment sizes remain undisclosed. (20/8/2025, Financial Planning Today, 'K3 takes stakes in 2 advisers as it launches new division')Titan Wealth's losses rose to £44.8m in March 2024, up from £27m, due to acquisition-related costs, while turnover grew to £77.4m. Its Financial Planning division, including Titan Financial Planning, Telford Mann, and Prism, saw revenue drop to £602,000, though advisory revenue grew to £1.1m after merging with Titan Private Wealth. (15/8/2025, Financial Planning Today, 'Titan Wealth losses climb to £45m')Aviva’s wealth division saw net flows rise 16% year-on-year to £5.8bn in H1, despite a Q1 dip due to a large workplace scheme outflow. Assets under management grew 6% to £209bn by June, with strong growth supporting its £280m operating profit target by 2027. (14/8/2025, Financial Planning Today, 'Aviva wealth division net flows up 16% in H1')Utmost Wealth Solutions reported £2bn net inflows in H1 2025, ending a two-year streak of negative flows. Strong UK results, following its Lombard International acquisition, drove the turnaround. Inflows of £5.3bn more than doubled H1 2024’s £2.6bn, while gross outflows fell to £3.3bn. Assets under administration stood at £17.1bn in June. (13/8/2025, Financial Planning Today, 'Net flows finally turn positive for Utmost')Frenkel Topping, a Salford-based financial adviser in talks over a £68m takeover by Harwood, grew funds under management to £1.63bn in H1 2025, up from £1.46bn. The firm expanded its Major Trauma Support Partnership to 12 NHS Major Trauma Centres, adding Royal Stoke University Hospital. Growth was also driven by increased Medico-Legal expert witness engagements and improved performance in its costs segment. (11/8/2025, Financial Planning Today, 'Frenkel Topping FUM up to £1.6bn as takeover talks continue')PensionBee reported strong pension contributions in H1 2025, maintaining 2024's record momentum, though average quarterly contributions per saver fell 3% to £1,624 from £1,677 in H1 2024. The decline reflects a market settling after 2024's high contributions driven by the increased annual allowance. Despite this, savers remain committed amid economic uncertainty. However, a 27% gender gap persists, with men contributing £1,845 per quarter on average, compared to £1,347 for women. (11/8/2025, Financial Planning Today, 'Pensions saving remains strong despite persistent gender gap')Royal London reported an £8bn increase in AUM to £181bn in H1 2025, with pre-tax operating profit rising 15% to £166m. Its governed range saw £1.6bn in net inflows, boosting AUM to £75bn. The firm also reported 469,000 customers registered on its 'My Royal London' portal. (11/8/2025, Financial Planning Today, 'Royal London AUM climb £8bn to £181bn')Nearly half (49%) of UK households with a net worth over £500,000 manage their money without a Financial Planner, according to Timeline research. Of these, 38% are “working on a plan,” while 12% have no plan at all. Many only seek advice during key life events, such as retirement drawdown (43%), inheritance planning (42%), or sudden windfalls (38%). (11/8/2025, Financial Planning Today, '49% of HNW individuals do not use a financial adviser')M&A financial services market analysis: new opportunities for IFAs - Private equity interest and consolidation is driving the M&A market, creating new opportunities for businesses. James Salmon, financial services M&A expert provides a detailed market analysis, including factors shaping growth and how firms can maximise their sale value and attract committed buyers. (IDEX Consulting news, 'M&A financial services market analysis: new opportunities for IFAs')Need to hire specialist change management professionals? IDEX have a new solution - Combining WPR's expertise in contract and permanent change management recruitment and IDEX's global reach, clients across finance change, insurance change and technology change will be supported with their most complex transformation initiatives. (IDEX Consulting news, 'Need to hire specialist change management professionals? IDEX have a new solution')Smart hiring: How employers can master the interview process - Research shows that employers aren’t maxmising interview opportunities. This article provides key advice and practical strategies to help employers comprehensively assess a professional's suitability for a role. Structured, behavioural interview frameworks with job-specific simulations and cognitive assessments remain key. (IDEX Consulting news, 'Smart hiring: How employers can master the interview process')Biggest challenges facing Financial Advisers - Financial advisers continue to face challenging economic pressures, and growing regulatory changes, as well as rising client expectations. Many are also contending with market uncertainty and the potential risks of AI in financial advising. Despite these challenges, many opportunities exist – IDEX Consulting shares what financial advisers should know and the action they should take now. (IDEX Consulting news, 'Biggest challenges facing Financial Advisers')Mergers and AcquisitionsUS investment firm Carlyle acquires cloud-based adviser fintech provider Intelliflo, including its US subsidiaries, in a deal worth up to $200m, with the senior leadership team remaining unchanged and subsidiaries forming a standalone business called RedBlack. (26/8/2025, Financial Planning Today, 'Intelliflo acquired by US investment firm for £148m')Aberdeen has agreed to sell Aberdeen Financial Planning, with 150 UK-based advisers, to Ascot Lloyd for an undisclosed sum, while retaining its private client services team; the business, formerly 1825, was established in 2015 by Standard Life and renamed in 2021. (20/8/2025, Financial Planning Today, 'Ascot Lloyd to acquire Aberdeen Financial Planning')Absolute Financial Group, a new IFA consolidator backed by £115m from Inflexion Private Equity, launched today with its first acquisition: Absolute Financial Management, a £1.1bn AUA firm based in Ashford, Kent. Led by CEO David Carter and chaired by Paul Hogarth, the firm aims to unify advisory businesses under a single national brand, pending FCA approval. (12/8/2025, Financial Planning Today, 'New IFA consolidator Absolute acquires £1.1bn AUA firm')Octopus Money has agreed to acquire Virgin Money’s investment business, adding 150,000 customers and accelerating its growth in the direct-to-customer wealth market. Following FCA approval, the business will rebrand under Octopus Money, with existing teams continuing to support customers. (6/8/2025, Financial Planning Today, 'Octopus Money buys Virgin Money’s investment business')Perspective Financial Group has completed five acquisitions, adding £310m in assets under advice, 825 client households, and a new office in Crewe, Cheshire. The deals bring Perspective’s total acquisitions to 121 since 2008, including 29 in 2024 and 14 so far in 2025. The acquired firms are Lifestyle Financial Services (St Helen’s), Sirius Money Management (Isle of Wight), Sapient Wealth Management (Warwickshire), Bayham Wealth LLP (Kent), and Mat White Financial Services (Crewe). Mat White cited succession planning and client continuity as key reasons for the sale after 34 years in the profession. (5/8/2025, Financial Planning Today, 'Perspective boosts AUA by £310m with 5 acquisitions')Advies Private Clients, backed by Saltus, has acquired Financial Planner Nicholas Trayford, adding £100m in client assets and 100 clients. Partner James Wills highlighted the shared values and client-first approach between the firms. Trayford, a Chartered Insurance Institute member, brings over 20 years of experience, including roles at Millfield Partnership, Quilter Financial Planning, and True Potential. (5/8/2025, Financial Planning Today, 'Saltus-backed Advies acquires £100m AUA Nicholas Trayford')Hoxton Wealth has acquired Infinity Financial Solutions, an expat financial services provider with offices in Asia, for an undisclosed sum. The deal adds $300m (£225m) in assets, boosting Hoxton’s total AUM to $3.3bn (£2.5bn). Founded in 2004, Infinity offers internationally-mobile advice on investments, pensions, and insurance, alongside corporate services like employee benefits and risk management. (4/8/2025, Financial Planning Today, 'Hoxton Wealth acquires £225m AUM expat specialist firm')​MoversLGT Wealth Management appoints Kirsty Thomson, formerly of RBC Brewin Dolphin, as a Wealth Planner in Edinburgh to address rising demand for wealth planning, leveraging her expertise in high-net-worth retirement and wealth transfer planning, with a background as a tax-specialist Solicitor and experience at PwC and Turan Connell. (27/8/2025, Financial Planning Today, 'LGT adds Scots tax specialist as demand rises')The Personal Finance Society has appointed Guy Skinner, Director and IFA at London’s Citygate Financial Planning, and Rosa Nash, Chartered Financial Planner at Trowbridge-based Montgomery Charles Wealth Management, to its PFS Power Financial Planning Practitioner Panel. Skinner, who founded Citygate in 2015, focuses on Financial Planning for lawyers, business owners, and employee benefits, while Nash, a Fellow of the CII, specialises in lifestyle Financial Planning for dentists and high-net-worth individuals. (19/8/2025, Financial Planning Today, 'Two Planners join PFS Power Financial Planning panel')Welsh Chartered Financial Planner Kevin Thomas has joined Plymouth-based national advice firm Continuum, owned by M&G. With over 35 years of experience, including roles at Abbey Life, Friends Provident, and Mather and Murray, Thomas specialises in wealth creation, investment, estate planning, pensions, and tax planning. Based in Burry Port, he is also a member of the Society of Trust and Estate Practitioners. (19/8/2025, Financial Planning Today, 'Veteran Welsh Chartered Planner joins Continuum')Stockton-on-Tees-based Active Chartered Financial Planners has recruited Chartered Financial Planner Craig Honeyman and Chartered Paraplanner Lauren Lee as it marks its 25th anniversary. Honeyman, with over 20 years of experience, began his career at Bob Little and Co. in 2004 and achieved Chartered status in 2022. Lee, who started in financial services in 2011, specialises in compliance and operational support, achieving Chartered status in 2021 and becoming a Fellow of the CII in 2022. (19/8/2025, Financial Planning Today, 'Active Chartered FP adds two Planners on 25th anniversary')Rosemount Financial Solutions (IFA) added 10 new advisers between April and June, bringing its total to over 150. The Basingstoke-based network reported record financial performance, with first-quarter revenues up by more than a third compared to 2024. The new advisers include Fiyin Makinde (Arvifin Solutions), James Armitage (Lenderhive), Naveed Khan (Roxton Wealth), Varun Maini (V&R Financial), Sally Mitchell (Versed Financial), Daniel Skelton (Wealth Guide), Philip Wildin and KellyAnn El-Shawk (Wildin & Co), and Mark Francis and Darryl Workman (WR Ethical). (18/8/2025, Financial Planning Today, 'Rosemount adds 10 new advisers in 3 months')Rob Barker will become CEO of The Openwork Partnership, a 4,800-adviser network, in September, succeeding interim CEO Philip Howell, who returns as Executive Chairman. Barker, formerly Head of Insurance, Wealth, and Asset Management EMEA at Alvarez & Marsal, previously held senior roles at Aviva, including CEO of Wealth and CEO of Protection and Health. (13/8/2025, Financial Planning Today, 'New CEO for Openwork Partnership')Trevor Edwards, the CII’s Group Finance Director, has left the Personal Finance Society board after less than a year, becoming the fifth director to depart in 2025. Appointed in September 2024, the PFS praised his "exceptional contribution" during his tenure. (12/8/2025, Financial Planning Today, 'Fifth director resigns from PFS board this year')Ascot Lloyd has appointed Eden Scrivenger as Chief Technology and Operations Officer, combining technology, client services, and operations to drive digital transformation and enhance service delivery. Previously, she held leadership roles as CTOO at Wealthtime and CTO at Investec Wealth & Investment UK, bringing over 20 years of experience in financial services. (Momodou Musa Touray, 12/8/2025, Money Marketing, 'Ascot Lloyd hires former Wealthtime executive to new leadership role')Scottish Widows has appointed Jenny Davidson as Intermediary Wealth Director. With over 30 years of experience, including roles at Quilter, Aberdeen, and Standard Life, Davidson brings expertise in platform strategies, wealth technology, and investment solutions. She will focus on expanding Scottish Widows' wealth capabilities in the intermediary market.(Dan Cooper, 12/8/2025, Money Marketing, 'Scottish Widows appoints Quilter’s Jenny Davidson as intermediary wealth director')Peter Martin, former CEO of Odey Asset Management, has joined Oberon Investments Group, which plans to launch a new Global Equities fund leveraging his expertise. He is joined by ex-Odey colleague Jake Bambridge as Funds Operations Manager. Martin brings over 40 years of investment management experience, while Bambridge previously managed operations for a £650m HNW private client business at Odey. Oberon also recently hired small-cap fund manager Richard Penny from Crux Asset Management. (11/8/2025, Financial Planning Today, 'Former Odey CEO joins wealth planner Oberon')Progeny Group has restructured its board as Founder Neil Moles steps down from his roles as Group President and Non-Executive Director. Andrea Hodgson and David Baker have joined as Non-Executive Directors to bolster leadership. Hodgson brings 25 years of banking and financial services experience, including roles at SilverRock Bank and GB Bank. Baker, an economist, has held senior risk and compliance positions, including at AXA UK and the Financial Services Authority. (7/8/2025, Financial Planning Today, 'Progeny adds 2 new directors as founder steps back')Continuum, owned by M&G, has recruited three advisers from Fleming Financial, recently acquired by Shackleton. Jim Low, Nick Foley, and Virgil Higglesden bring over 60 years of combined experience. Low, an IFA with 25+ years in financial services, will serve clients in Devon and Cornwall. Foley, a Chartered Financial Planner and PFS fellow, joins in Bristol with 16+ years of experience. Higglesden, also a Chartered Financial Planner, will serve clients in Exeter and Devon, bringing 25+ years of expertise. (5/8/2025, Financial Planning Today, 'Continuum adds Planners from private equity-owned Shackleton')Barnett Waddingham has appointed Nick Cooper as CEO of BW SIPP, succeeding Simon Foster, who will retire later this year. The firm highlighted the leadership transition as part of its strategy for market growth. Cooper, with over 30 years of experience in the SIPP and Master Trust markets, has been instrumental in BW’s transformation, including the development of the SIPP360 platform. His previous roles include senior positions at Aviva, Zurich, Clerical Medical, and Embark Group, where he developed retirement propositions and strategic partnerships. (5/8/2025, Financial Planning Today, 'Barnett Waddingham picks new CEO for BW SIPP')Seccl, the Octopus-owned white label platform, has appointed Jonathan Dees as its new UK CEO, pending regulatory approval. Dees, who has been interim MD since June, will succeed David Ferguson, now Executive Chairman focusing on Seccl’s vision and growth. Dees brings extensive experience, including six years as COO at Octopus Investments and senior roles at Zoopla and TripAdvisor. (5/8/2025, Financial Planning Today, 'Seccl appoints new CEO to replace David Ferguson')​All information provided in this market digest has been gathered from Financial Planning Today, Money Marketing, and IDEX Consulting.